204 Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 204 Ridge Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	30 bd · 2 ba · 1,728 sqft · built 1979
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$115,471 (Mar 2023)
Tax Bill	$936 (2025)
Deeds & Mortgages	Mar 2023 Sale Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244 001 001 020`

Property Details

APN / Parcel Number

Primary APN	`244 001 001 020`
Alternative APNs	`00032862` `01887393` `1887393`

Interior

Bedrooms	30 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Total Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	35,284 sqft (0.81 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00032862
Street Address	204 RIDGE RD
City	CHERAW
State	SC
Zip	29520-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22-BRIDLEWOOD SUBD .81+/-AC
Legal Subdivision	BRIDLEWOOD SUBD
Legal Lot Number	22
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2021
Census Tract	950503

Owner

Source: Chesterfield County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 RIDGE RD, CHERAW, SC 29520-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed, Transfer
Jan 26, 2023	Deed of Distribution, Transfer
May 19, 2017	Deed, Transfer · Commercial Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	20231108
Deed Book / Page	554 / 346
Prior Transfer Date	Jan 24, 2023
Prior Transfer Doc	000552/933
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 20, 2023
Property Address	204 RIDGE RD, CHERAW, SC 29520-6311
Document Number	000554/346
Book / Page	554 / 346
Map Reference	MB 28 PG 21
Instrument Date	Mar 1, 2023
Instrument	2023-1108
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$300.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIDGE RD, CHERAW, SC 29520-6311

January 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	Jan 26, 2023
Property Address	204 RIDGE RD, CHERAW, SC 29520-6311
Document Number	000552/933
Book / Page	552 / 933
Map Reference	MB 28 PG 21
Instrument Date	Jan 24, 2023
Instrument	2023-305
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6205 EDWARDS RD, SANFORD, NC 27332-1944

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 19, 2017
Property Address	204 RIDGE RD, CHERAW, SC 29520-6311
Document Number	00505/0953
Book / Page	505 / 0953
Map Reference	PL 28 PG 21
Instrument Date	May 17, 2017
Instrument	201700001917
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIDGE RD, CHERAW, SC 29520-6311

Mortgage

Document Number	00491/0788
Date	May 19, 2017
Book Page	491/0788
Instrument	201700001918

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2032
Min Rate At Change	3%
Max Rate At Change	13%
Max Rate	13%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00 (+22.35%)	$6,670 (-23.33%) Land $400 Building $6,270	$207,000 (+42.76%) Land $10,000 Building $197,000
2023	$765.00 (-73.3%)	$8,700 (-) Land $600 Building $8,100	$145,000 (-) Land $10,000 Building $135,000
2022	$2,865.00	$8,700 Land $600 Building $8,100	$145,000 Land $10,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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