204 Redding Rd, Louisville, KY 40218 Property Records

Louisville/Jefferson County Metro Government property record for 204 Redding Rd, Louisville, KY 40218

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1954
Lot Size	0.214 acres (9,331 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Sep 2016)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22053800480000`

Property Details

APN / Parcel Number

Primary APN	`22053800480000`
Alternative APNs	`053800480000` `00166498`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,376 sqft Finished Area
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,331 sqft (0.214 acres)
Garage Type	Carport
Carport	Carport
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00166498
Street Address	204 REDDING RD
City	LOUISVILLE
State	KY
Zip	40218-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 3, FREDERICK ACRES SUBDIVISION, (REVISED), SEC. 1, PB. 11, PG. 107, 0.2142 AC+-
Legal Subdivision	FREDERICK ACRES
Legal Lot Number	3
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTHEAST JEFFERSON
Census Block Group	2
Census Block	2000
Census Tract	11005

Owner

204 Redding Rd is owned and occupied by an individual who bought it in September 2016.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	204 REDDING RD, LOUISVILLE, KY 40218-3708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2016 · Amount on File
Deed Sale	Sep 22, 2016 · Amount on File
Prior Sale	Mar 24, 2010 · Amount on File
Deed Document Number	10037532
Deed Book / Page	10716 / 267
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	204 REDDING RD, LOUISVILLE, KY 40218-3708
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 REDDING RD, LOUISVILLE, KY 40218-3708

Mortgage

Document Number	0000005974
Date	Jan 11, 2023
Book Page	M 18375/375
Instrument	2023005974

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 204 Redding Rd was $2,061.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00	$183,930 Land $32,000 Building $151,930
2024			$183,930 (+41.13%) Land $32,000 Building $151,930
2023	$1,535.00 (-0.32%)	$130,330 (-) Land $28,000 Building $102,330	$130,330 (-) Land $28,000 Building $102,330
2022	$1,540.00	$130,330 Land $28,000 Building $102,330	$130,330 Land $28,000 Building $102,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Redding Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Redding Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BluegrassNet.

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