204 Ralph Smith Rd, Tullahoma, TN 37388 Property Records

Lynchburg, Moore County Metropolitan Government property record for 204 Ralph Smith Rd, Tullahoma, TN 37388

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,079 sqft · built 1977
Lot Size	6.11 acres (266,152 sqft)
Owner	Trust Name on File
Last Sale	$60,000 (Jun 1992)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`064034 00103`

Property Details

APN / Parcel Number

Primary APN	`064034 00103`
Alternative APN	`034 00103`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,079 sqft Living Area
1st Floor Area	2,079 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	266,152 sqft (6.11 acres)

Exterior Amenities

Porch	Slab
Porch Area	543 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	204 RALPH SMITH RD
City	TULLAHOMA
State	TN
Zip	37388-7221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: L09
Jurisdiction	MOORE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1022
Census Tract	930100

Owner

204 Ralph Smith Rd is owner-occupied and held in a trust since March 2024.

Source: Lynchburg, Moore County Metropolitan Government records, as of August 10, 2026

Owner of Record	Trust Name on File
Mailing Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU
May 29, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST VISION BANK OF TENNESSEE TULLAHOMA
Oct 31, 2006	Deed of Trust, Mortgage · Commercial Mortgage FRANKLIN UNITED BANK
Jun 10, 2005	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN UNITED BANK
Mar 18, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1992 · Amount on File
Deed Sale	Jun 30, 1992 · Amount on File
Deed Book / Page	50 / 535
Last Transfer Date	Mar 12, 2024
Transfer Doc	00D086/109
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE TN
Recording Date	Jul 31, 2026
Property Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Document Number	0000000820
Book / Page	191
Instrument Date	Jul 23, 2026
Instrument	2026820
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000000820,
Date	Jul 31, 2026
Book Page	191/191
Instrument	2026820

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2056

Interest

Rate	6.49%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE TN
Property Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T148/859
Date	Jan 31, 2017
Book Page	T148/859
Instrument	17000090

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE TN
Property Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000148/859
Date	Jan 31, 2017
Book Page	148/859
Instrument	17000090

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE TN
Property Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000172/821
Date	Apr 18, 2022
Book Page	172/821
Instrument	22000387

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE TN
Property Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T143/409
Date	May 29, 2015
Book Page	T143/409
Instrument	15000406

Lender

Name	FIRST VISION BANK OF TENNESSEE TULLAHOMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE TN
Property Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221

Mortgage

Document Number	00T109/731
Date	Oct 31, 2006
Book Page	T109/731
Instrument	06001331

Lender

Name	FRANKLIN UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE TN
Property Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T101/465
Date	Jun 10, 2005
Book Page	T101/465
Instrument	05000632

Lender

Name	FRANKLIN UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE TN
Recording Date	Mar 18, 2024
Property Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221
Document Number	00D086/109
Book / Page	D086 / 109
Instrument Date	Feb 12, 2024
Instrument	24000236
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	204 RALPH SMITH RD, TULLAHOMA, TN 37388-7221

Tax Assessment & Valuation

The 2025 property tax bill for 204 Ralph Smith Rd was $1,516, up 11.4% from the year before.

Source: Lynchburg, Moore County Metropolitan Government assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County / Municipality	Lynchburg, Moore County Metropolitan Government
Unified School District	Moore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (+11.39%)	$87,050 (-) Land $24,250 Building $62,800
2024	$1,361.00	$87,050 Land $24,250 Building $62,800	$348,200 Land $97,000 Building $251,200
2022	$1,355.00	$58,050 Land $15,550 Building $42,500
2021			$232,200 Land $62,200 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Ralph Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Ralph Smith Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METRO LYNCHBURG/MOORE CO U.D. #1 serves 7,895 people · EPA ID TN0000416
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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