204 Poplar St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 204 Poplar St, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,835 sqft · built 1975
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2017)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Aug 2005 Line of Credit Mar 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`258 007 003 016`

Property Details

APN / Parcel Number

Primary APN	`258 007 003 016`
Alternative APNs	`00033914` `01965693` `1965693`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Total Area
1st Floor Area	1,835 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00033914
Street Address	204 POPLAR ST
City	CHERAW
State	SC
Zip	29520-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L .56+/-AC
Legal Subdivision	WAYNEWOOD SUBDIVISION
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1008
Census Tract	950504

Owner

204 Poplar St is owned and occupied by an individual who bought it in March 2017.

Source: Chesterfield County records, as of February 10, 2026

Owner of Record	Individual Name on File
Mailing Address	204 POPLAR ST, CHERAW, SC 29520-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2005	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Mar 24, 2017	Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Apr 4, 2012	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 30, 2008	Deed, Transfer CARLISLE SMITH
Feb 14, 2005	Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Prior Sale	Apr 4, 2012 · Amount on File
Deed Document Number	20171169
Deed Book / Page	504 / 836
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	00448/0623
Record Updated	Jun 8, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	204 POPLAR ST, CHERAW, SC 29520-1516
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00401/0812
Date	Aug 30, 2005
Book Page	401/0812
Instrument	200500004301

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	BENNETTSVILLE, SC 29512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 24, 2017
Property Address	204 POPLAR ST, CHERAW, SC 29520-1516
Document Number	00504/0836
Book / Page	504 / 0836
Map Reference	MB 469 PG 497
Instrument Date	Mar 23, 2017
Instrument	201700001169
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 POPLAR ST, CHERAW, SC 29520-1516

Mortgage

Document Number	00490/0718
Date	Mar 24, 2017
Book Page	490/0718
Instrument	201700001170

Lender

Name	MICHIGAN MUTUAL INC
Type	Non-Lending Institution
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

April 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 4, 2012
Property Address	204 POPLAR ST, CHERAW, SC 29520-1516
Document Number	00469/0501
Book / Page	469 / 0501
Map Reference	MB C PG26C
Instrument Date	Apr 4, 2012
Instrument	201200001241
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 POPLAR ST, CHERAW, SC 29520-1516

Mortgage

Document Number	00458/0126
Date	Apr 4, 2012
Book Page	458/0126
Instrument	201200001242

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2042

December 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 30, 2008
Property Address	204 POPLAR ST, CHERAW, SC 29520-1516
Document Number	00448/0623
Book / Page	448 / 0623
Map Reference	MB C PG 26-C
Instrument Date	Dec 30, 2008
Instrument	200800005200
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 POPLAR ST, CHERAW, SC 29520-1516

Mortgage

Document Number	200800005201
Date	Dec 30, 2008
Instrument	200800005201

Lender

Name	CARLISLE SMITH
Type	Private Party

Agreement

Amount	Amount on Record

February 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 14, 2005
Property Address	204 POPLAR ST, CHERAW, SC 29520-1516
Document Number	00416/1448
Book / Page	416 / 1448
Map Reference	MB C PG 26-C
Instrument Date	Feb 8, 2005
Instrument	200500000737
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	200500000738
Date	Feb 14, 2005
Instrument	200500000738

Lender

Name	FIRST CITIZENS BANK AND TRUST CO IN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 14, 2006

Tax Assessment & Valuation

The 2025 property tax bill for 204 Poplar St was $1,577.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00	$7,280 Land $400 Building $6,880	$217,000 Land $10,000 Building $207,000
2023	$4,077.00	$9,500 Land $600 Building $8,900	$158,400 Land $10,000 Building $148,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Poplar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Poplar St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Sandhill Telephone Cooperative.

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