Garrett County property record for 204 Pinnacle Dr, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,376 sqft · built 1999 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (May 2025) |
| Tax Bill | $10,892 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-062755 |
| Primary APN | 18-062755 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,376 sqft Total Area |
| Basement Area | 1,704 sqft |
| Finished Basement | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Detached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 760 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 062755 |
|---|---|
| Street Address | 204 PINNACLE DR |
| City | SWANTON |
| State | MD |
| Zip | 21561-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.03 AC LOT 32 THE PINNACLE SUB |
| Legal Subdivision | THE PINNACLE SUB |
| Legal Lot Number | 32 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 501 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4207 PINERIDGE DR, ANNANDALE, VA 22003-2339 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Aug 29, 2022 | Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on Record |
| Deed Sale | May 16, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2022 · Amount on Record |
| Deed Book / Page | 2614 / 383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 204 PINNACLE DR, SWANTON, MD 21561-2316 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0024640137 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 2464/137 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Aug 29, 2022 |
| Property Address | 204 PINNACLE DR, SWANTON, MD 21561-2316 |
| Document Number | 0024390252 |
| Book / Page | 2439 / 252 |
| Map Reference | MB 4 FO 70 |
| Instrument Date | Aug 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 FIELDBROOK DR, WASHINGTON, PA 15301-8965 |
| Document Number | 0024390255 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2439-0255 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,892.00 (+43.15%) | $937,433 (+52.5%) | $1,088,100 (+26.22%) Land $110,200 Building $977,900 |
| 2023 | $7,609.00 (+32.7%) | $614,700 (+25.19%) | $862,100 (+75.58%) Land $110,200 Building $751,900 |
| 2022 | $5,734.00 | $491,000 Land $110,200 Building $380,800 | $491,000 Land $110,200 Building $380,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Mountain Communications, Pogozone powered by Neubeam, Verizon, Xfinity.
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