204 Pine Harbor Rd, Saluda, SC 29138 Property Records

Saluda County property record for 204 Pine Harbor Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,338 sqft · built 1992
Lot Size	2.09 acres (91,476 sqft)
Owner	Owner Name on File
Last Sale	$130,000 (Jul 2004)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-01-01-001`

Property Details

APN / Parcel Number

Primary APN	`162-01-01-001`

Interior

Full Baths	3 Baths
Building Area	3,338 sqft Living Area
1st Floor Area	3,338 sqft

Exterior

Year Built	Built 1992
Lot Area	91,476 sqft (2.09 acres)
Garage Type	Carport
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	162 01 01 001
Street Address	204 PINE HARBOR RD
City	SALUDA
State	SC
Zip	29138-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 661-1 PLAT REF 22-141
Legal Lot Number	1
Jurisdiction	SALUDA SC
Township / Civil Division	NORTH SALUDA
Census Block Group	2
Census Block	2076
Census Tract	960100

Owner

Source: Saluda County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	204 PINE HARBOR RD, SALUDA, SC 29138-8715
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CITIZENS BK
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIMPLIFIED MTG SOLUTIONS LLC

Assessor's Deed Record

Last Sale	Jul 9, 2004 · Amount on Record
Deed Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	0000006611
Deed Book / Page	661 / 1
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	204 PINE HARBOR RD, SALUDA, SC 29138-8715
Document Number	0000000625
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PINE HARBOR RD SALUDA SC 291388715, SALUDA, SC 29138-8715

Mortgage

Document Number	0000000625
Date	Mar 19, 2020
Book Page	001258/000198
Instrument	625

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 18, 2045

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	204 PINE HARBOR RD, SALUDA, SC 29138-8715
Document Number	0000000147
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PINE HARBOR RD SALUDA SC 291388715, SALUDA, SC 29138-8715

Mortgage

Document Number	0000000147
Date	Jan 22, 2020
Book Page	001251/000195
Instrument	147

Lender

Name	SIMPLIFIED MTG SOLUTIONS LLC
Address	IRMO, SC 29063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 21, 2030

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00 (-4.97%) Homeowner's exemption	$9,470 (-) Land $4,850 Building $4,620	$236,800 (-) Land $121,400 Building $115,400
2024	$2,052.00 (+1,268%) Homeowner's exemption	$9,470 (-) Land $4,850 Building $4,620	$236,800 (-) Land $121,400 Building $115,400
2023	$150.00 Homeowner's exemption	$9,470 Land $4,850 Building $4,620	$236,800 Land $121,400 Building $115,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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