Okaloosa County property record for 204 Pine Cone Dr, Fort Walton Beach, FL 32548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,499 sqft · built 1978 |
| Lot Size | 0.248 acres (10,795 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,306 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-4605-6 |
| Primary APN | C56-000-593-4605-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,499 sqft Living Area |
| Gross Area | 2,227 sqft |
| 1st Floor Area | 1,499 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,795 sqft (0.248 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 204 PINE CONE DR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-6306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEDALE S/D 1ST ADD LOT 34 BLK C |
| Legal Range | 24W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | PINEDALE S/D 1ST ADD |
| Legal Block | C |
| Legal Lot Number | 34 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21902 |
204 Pine Cone Dr is owned and occupied by two individuals.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 PINE CONE DR, FORT WALTON BEACH, FL 32548-6306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 204 PINE CONE DR, FORT WALTON BEACH, FL 32548-6306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033373751 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 3337/3751 |
| Instrument | 3189080 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2033 |
The 2025 property tax bill for 204 Pine Cone Dr was $1,306 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,306.00 Homeowner's exemption | $145,967 | $272,750 Land $92,293 Building $180,457 |
| 2023 | $1,222.00 (+3.21%) Homeowner's exemption | $137,721 (+3%) | $271,494 (+7.82%) Land $74,250 Building $197,244 |
| 2022 | $1,184.00 Homeowner's exemption | $133,710 | $251,802 Land $69,392 Building $182,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Pine Cone Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 20 (2001–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 204 Pine Cone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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