204 Phillips Dr, Wickliffe, KY 42087 Property Records

Ballard County property record for 204 Phillips Dr, Wickliffe, KY 42087

Property Summary

Property TypeCommercial
Details720 sqft
OwnerIndividual Name on Record
Last Sale$30,000 (May 2012)
Tax Bill$303 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN19A-03-36

Property Details

APN / Parcel Number

Primary APN19A-03-36
Alternative APN
  • 190

Interior

Stories1 Story
Building Area720 sqft Total Area

Exterior

TerrainSteep

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address204 PHILLIPS DR
CityWICKLIFFE
StateKY
Zip42087-9584
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionBEAUTY SHOP
JurisdictionBALLARD KY
Township / Civil DivisionWICKLIFFE
Census Block Group3
Census Block3037
Census Tract950300

Owner

Source: Ballard County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 553, BARLOW, KY 42024-0553
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2012 · Amount on Record
Deed SaleMay 2, 2012 · Amount on Record
Deed Document Number232725
Deed Book / PageDEED 97 / 315
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALLARD KY
Property Address204 PHILLIPS DR, WICKLIFFE, KY 42087-9584
Transaction TypeMortgage
Record UpdatedFeb 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 553, BARLOW, KY 42024-0553

Mortgage

Document Number000121/142
DateJan 21, 2022
Book Page121/142
Instrument523678
Lender
NameFIRST COMMUNITY BANK OF THE HEARTLAND IN
TypeBank
AddressKEVIL, KY 42053
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueJan 25, 2025

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBallard County
MunicipalityWickliffe City
Unified School DistrictBallard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$303.00 (-28.03%)$30,000 (-)$30,000 (-)
2023$421.00 Additional exemption filed$30,000$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims15 (1979–1984)
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWICKLIFFE MUNICIPAL WATER SYSTEM
serves 1,264 people · EPA ID KY0040469
Water SourceGroundwater
Last State InspectionApr 2024
Lead14 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ballard Rural Telephone Cooperative
Fiber
1,000 / 1,000
Zito Media
Fiber · Cable
1,000 / 1,000

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