204 Pamlico Ln, Chocowinity, NC 27817 Property Records

Beaufort County property record for 204 Pamlico Ln, Chocowinity, NC 27817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,033 sqft · built 1999
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Feb 2023)
Tax Bill	$3,427 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5684-22-6035`

Property Details

APN / Parcel Number

Primary APN	`5684-22-6035`
Alternative APN	`15337`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,033 sqft Living Area
Gross Area	3,278 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Area	388 sqft
Pool Area	176 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 PAMLICO LN
City	CHOCOWINITY
State	NC
Zip	27817-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #196 CYPRESS LANDING
Legal Subdivision	CYPRESS LANDING
Legal Lot Number	196
Jurisdiction	BEAUFORT NC
Township / Civil Division	CHOCOWINITY
Census Block Group	3
Census Block	3004
Census Tract	930900

Owner

204 Pamlico Ln is owned and occupied by two individuals who bought it in February 2023.

Source: Beaufort County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 PAMLICO LN, CHOCOWINITY, NC 27817-8865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Nov 25, 2015 · Amount on File
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	204 PAMLICO LN, CHOCOWINITY, NC 27817-8865
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002136/495
Date	Apr 26, 2023
Book Page	2136/495
Instrument	2023001957

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Feb 22, 2023
Property Address	204 PAMLICO LN, CHOCOWINITY, NC 27817-8865
Document Number	002130/569
Book / Page	2130 / 569
Map Reference	CAB E SL 63-6-63-8
Instrument Date	Jan 25, 2023
Instrument	2023000795
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 POTOMAC DR, CHOCOWINITY, NC 27817-8869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PAMLICO LN, CHOCOWINITY, NC 27817-8865

Mortgage

Document Number	2023000796
Date	Feb 22, 2023
Instrument	2023000796

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 204 Pamlico Ln was $3,427.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,427.00	$604,402 Land $128,271 Building $476,131
2025			$604,402 Land $128,271 Building $476,131
2023	$2,887.00 (+0.17%)	$377,146 (-) Land $78,000 Building $299,146
2022	$2,882.00	$377,146 Land $78,000 Building $299,146	$377,146 Land $78,000 Building $299,146
2018			$377,146 Land $78,000 Building $299,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Pamlico Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	35 (1996–2018)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Irene, Aug 2011 · 24 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Pamlico Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO SOUTHSIDE serves 9,369 people · EPA ID NC0407040
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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