Osceola County property record for 204 Ohio Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,710 sqft · built 1939 |
| Lot Size | 0.398 acres (17,336 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Aug 2021) |
| Tax Bill | $6,212 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 01-26-30-0001-0432-0010 |
| Primary APN | 01-26-30-0001-0432-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,710 sqft Living Area |
| Gross Area | 4,010 sqft |
| 1st Floor Area | 1,872 sqft |
| Upper Floors Area | 838 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,336 sqft (0.398 acres) |
| Lot Dimensions | 150 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 510 sqft |
| Porch | Florida Room |
| Porch Area | 1,534 sqft |
| Deck Area | 590 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 204 OHIO AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADDN BLK 432 LOT 1 & N1/2 LOT 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 432 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 43500 |
Source: Osceola County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 204 OHIO AVE, SAINT CLOUD, FL 34769-2373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Apr 26, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2010 · Amount on Record |
| Deed Document Number | 2021126682 |
| Deed Book / Page | 6023 / 1314 |
| Prior Transfer Date | Apr 16, 2018 |
| Prior Transfer Doc | 0053231306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 204 OHIO AVE, SAINT CLOUD, FL 34769-2373 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1970 E OSCEOLA PKWY 113, 113, KISSIMMEE, FL 34743-8629 |
| Document Number | 0060231316 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 6023/1316 |
| Instrument | 2021126683 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 26, 2018 |
| Property Address | 204 OHIO AVE, SAINT CLOUD, FL 34769-2373 |
| Document Number | 0053231306 |
| Book / Page | 005323 / 001306 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 66160 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 OHIO AVE ST CLOUD FL 347692373, ST CLOUD, FL 34769-2373 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,212.00 (+3.38%) Homeowner's exemption | $389,724 (+5.99%) | $460,100 (+13.21%) Land $66,000 Building $394,100 |
| 2024 | $6,009.00 (+2.42%) | ||
| 2023 | $5,867.00 (+3.33%) Homeowner's exemption | $367,710 (+3%) | $406,400 (+13.84%) Land $60,500 Building $345,900 |
| 2022 | $5,678.00 Homeowner's exemption | $357,000 Land $55,000 Building $302,000 | $357,000 Land $55,000 Building $302,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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