Union County property record for 204 Oak St, New Albany, MS 38652
| Property Type | Rural Home |
|---|---|
| Details | 1,504 sqft · built 1940 |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032N-08-065.00 |
| Primary APN | 032N-08-065.00 |
|---|---|
| Alternative APN |
|
| Total Rooms | 7 Rooms |
|---|---|
| Building Area | 1,504 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 204 OAK ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 5 HOUSTON MCGILL |
| Legal Subdivision | HOUSTON MCGILL |
| Legal Lot Number | 5 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Albany Historic District listed 2024 · 733 contributing resources · NRIS 100010772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
204 Oak St, a rural home, is owned and occupied by an individual.
Source: Union County records, as of October 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 OAK ST, NEW ALBANY, MS 38652-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000212240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 204 OAK ST, NEW ALBANY, MS 38652-3714 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 204 OAK ST, NEW ALBANY, MS 38652-3714 |
| Document Number | 2021002553 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021002553 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 48 Months |
| Due | Jul 3, 2025 |
Source: Union County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,340 | $33,400 Land $3,410 Building $29,990 | |
| 2023 | $3,340 (+22.03%) | $33,400 (+22.03%) Land $3,410 Building $29,990 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $2,737 | $27,370 Land $3,100 Building $24,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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