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204 Oak St, Edgewood, MD 21040 Property Records

Harford County property record for 204 Oak St, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,056 sqft · built 2005
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Oct 2025)
Tax Bill$3,244 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-047094

Property Details

APN / Parcel Number

Primary APN01-047094
Alternative APNs
  • 1047094
  • 047094

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,056 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeBuilt-in
Garage Area156 sqft
PorchPorch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number047094
Street Address204 OAK ST
CityEDGEWOOD
StateMD
Zip21040-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 3 BLK D 50X200 204 OAK STREET 1ST EAST ADD EDGE P 2/27
Legal SubdivisionEAST ADD
Legal BlockD
Legal Lot Number3
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2012
Census Tract301602

Owner

Source: Harford County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address204 OAK ST, EDGEWOOD, MD 21040-3320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Prior SaleFeb 4, 2013 · Amount on Record
Deed Book / Page16853 / 389
Prior Transfer DateAug 22, 2006
Prior Transfer Doc0070000290
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 20, 2025
Property Address204 OAK ST, EDGEWOOD, MD 21040-3320
Document Number0168530389
Book / Page16853 / 389
Map ReferenceMB SWC 2 FO 27
Instrument DateSep 22, 2025
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyRAVEN TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$687.50
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address204 OAK ST, EDGEWOOD, MD 21040-3320

Mortgage

Document Number0016853398
DateOct 20, 2025
Instrument16853/398
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Mortgage

Document Number0168530419
DateOct 20, 2025
Book Page16853/419
Lender
NameMERIDIAN BANK
TypeBank
AddressTOWSON, MD 21204
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,244.00 (+14.79%)$297,700 (+6.89%) Land $65,500 Building $232,200$297,700 (-) Land $65,500 Building $232,200
2025$2,826.00 (+8.03%)$278,500 (+15.99%)$297,700 (+23.99%) Land $65,500 Building $232,200
2023$240,100 Land $65,500 Building $174,600$240,100 Land $65,500 Building $174,600
2022$2,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2003–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2017 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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