Dorchester County property record for 204 Oak St, Cambridge, MD 21613 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,659 sqft Total Area |
| Lot Size | 8,723 sqft (0.2 acres) |
| Garage | Detached, 616 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2024) |
| Tax Bill | $2,917.00 (2025) |
Source: Dorchester County records · APN 07-163789
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 OAK ST, CAMBRIDGE, MD 21613-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Sep 06, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 06, 2017 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on Record |
| Deed Sale | Dec 30, 2024 · Amount on Record |
| Prior Sale | Sep 06, 2017 · Amount on Record |
| Deed Book / Page | 1920 / 58 |
| Prior Transfer Date | Aug 24, 2017 |
| Prior Transfer Doc | 0014200225 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 204 OAK ST, CAMBRIDGE, MD 21613-1242 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0016270123 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 1627/123 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 204 OAK ST, CAMBRIDGE, MD 21613-1242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015800459 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 1580/459 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Sep 06, 2017 |
| Property Address | 204 OAK ST, CAMBRIDGE, MD 21613-1242 |
| Document Number | 0014200225 |
| Book / Page | 001420 / 000225 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 204 OAK ST CAMBRIDGE MD 216131242, CAMBRIDGE, MD 21613-1242 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Sep 06, 2017 |
| Property Address | 204 OAK ST, CAMBRIDGE, MD 21613-1242 |
| Document Number | 0014200236 |
| Book / Page | 1420 / 236 |
| Map Reference | MB RSM2 FO62 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 1420-236 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 5306 HESPERUS DR, COLUMBIA, MD 21044-1808 |
| Document Number | 1420243 |
|---|---|
| Date | Sep 06, 2017 |
| Instrument | 1420-243 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,167 (+22.77%) | $421,100 (+68.31%) Land $61,400 Building $359,700 | |
| 2025 | $2,917.00 (+10.87%) Homeowner's exemption | $250,200 (+8.19%) Land $61,400 Building $188,800 | $250,200 (-) Land $61,400 Building $188,800 |
| 2023 | $2,631.00 Homeowner's exemption | $231,267 | $250,200 Land $61,400 Building $188,800 |
Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-163789 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,659 sqft Total Area |
| Attic Area | 363 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,723 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 616 sqft Garage |
| Porch Area | 254 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 163789 |
|---|---|
| Street Address | 204 OAK ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1242 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 35-4 204 OAK ST CAMBRIDGE |
| Legal Subdivision | HAMBROOKS PROPERTIES |
| Jurisdiction | DORCHESTER MD |
| Minor Civil Division | 7, CAMBRIDGE |
| Census Blockgroup | 4 |
| Census Block | 4021 |
| Census Tract | 970702 |
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