Norfolk City property record for 204 Oak Grove Rd, Norfolk, VA 23505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,564 sqft · built 1941 |
| Lot Size | 0.183 acres (7,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (Dec 2012) |
| Tax Bill | $5,933 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Jun 2006 Line of Credit + 2 more |
| APN | 43300800 |
| Primary APN | 43300800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,980 sqft (0.183 acres) |
| Garage Type | Mixed |
| Garage Area | 913 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 204 OAK GROVE RD |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23505-4349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 3 BLK 10 60FT |
| Legal Block | 10 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1700 |
204 Oak Grove Rd is owned and occupied by an individual who bought it in December 2012.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 OAK GROVE RD, NORFOLK, VA 23505-4349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE INC |
| Jun 1, 2006 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO OF VIRGINIA |
| Aug 17, 2005 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO OF VIRGINIA |
| Jul 18, 2007 | Deed, Transfer · ARM ARRAY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on File |
| Deed Sale | Dec 28, 2012 · Amount on File |
| Prior Sale | Jul 18, 2007 · Amount on File |
| Deed Document Number | 201231352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 204 OAK GROVE RD, NORFOLK, VA 23505-4349 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCR |
| Name | Verified Name |
|---|
| Document Number | 0200025873 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 200025873 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 204 OAK GROVE RD, NORFOLK, VA 23505-4349 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0060023372 |
|---|---|
| Date | Jun 1, 2006 |
| Instrument | 060023372 |
| Name | BRANCH BANKING & TRUST CO OF VIRGINIA |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 204 OAK GROVE RD, NORFOLK, VA 23505-4349 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0050033638 |
|---|---|
| Date | Aug 17, 2005 |
| Instrument | 050033638 |
| Name | BRANCH BANKING & TRUST CO OF VIRGINIA |
|---|---|
| Type | Non-Lending Institution |
| Address | RICHMOND, VA 23219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jul 18, 2007 |
| Property Address | 204 OAK GROVE RD, NORFOLK, VA 23505-4349 |
| Document Number | 0070027251 |
| Instrument Date | Jul 12, 2007 |
| Instrument | 070027251 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FIDELITY NATL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 204 OAK GROVE RD, NORFOLK, VA 23505-4349 |
| Document Number | 0070027252 |
|---|---|
| Date | Jul 18, 2007 |
| Instrument | 070027252 |
| Name | ARRAY MORTGAGE LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.5% |
| Index | 1-Year LIBOR |
| Document Number | 0070027253 |
|---|---|
| Date | Jul 18, 2007 |
| Instrument | 070027253 |
| Name | ARRAY MORTGAGE LLC |
|---|---|
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
The 2026 property tax bill for 204 Oak Grove Rd was $5,933, up 5.7% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,933.00 (+5.74%) | $474,700 (+4.06%) Land $111,000 Building $363,700 | $474,700 (+4.06%) Land $111,000 Building $363,700 |
| 2025 | $5,611.00 | $456,200 Land $105,800 Building $350,400 | $456,200 Land $105,800 Building $350,400 |
| 2023 | $5,028.00 | $402,300 Land $105,800 Building $296,500 | $402,300 Land $105,800 Building $296,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 204 Oak Grove Rd; there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 8 (1978–2010) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Feb 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Oak Grove Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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