St. Johns County property record for 204 N Whitney St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,344 sqft · built 2018 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Apr 2018) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105540-0040 |
| Primary APN | 105540-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 137 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 204 N WHITNEY ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-0440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-30 OSCEOLA ACRES N17.5FT LOT 3 & ALL LOT 4 BLK 44 OR4537/217 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | OSCEOLA ACRES |
| Legal Block | 44 |
| Legal Lot Number | 3,4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 20300 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 26, 2018 | Warranty Deed, Transfer PLATINUM MTG/LA |
| Jul 17, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage RICHARD W ASH IRA 201314081 |
| Apr 19, 2017 | Warranty Deed, Transfer · Conventional with PMI MELINDA P ASH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on Record |
| Deed Sale | Apr 26, 2018 · Amount on Record |
| Prior Sale | Apr 19, 2017 · Amount on Record |
| Deed Document Number | 201828067 |
| Deed Book / Page | 4537 / 217 |
| Prior Transfer Date | Apr 24, 2002 |
| Prior Transfer Doc | 0000035846 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 204 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 204 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0440 |
| Document Number | 0050461341 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 5046/1341 |
| Instrument | 2020080449 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 26, 2018 |
| Property Address | 204 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0440 |
| Document Number | 0045370217 |
| Book / Page | 004537 / 000217 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 28067 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 N WHITNEY ST ST AUGUSTINE FL 320840440, ST AUGUSTINE, FL 32084-0440 |
| Document Number | 45370219 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 004537/000219 |
| Instrument | 28068 |
| Name | PLATINUM MTG/LA |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 17, 2017 |
| Property Address | 204 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0440 |
| Document Number | 0044041704 |
| Book / Page | 004404 / 001704 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 48760 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Name | Verified Name |
|---|---|
| Address | PO BOX 840 ST AUGUSTINE FL 320850840, ST AUGUSTINE, FL 32085-0840 |
| Document Number | 44041704 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 004404/001704 |
| Instrument | 48760 |
| Name | RICHARD W ASH IRA 201314081 |
|---|---|
| Address | PO BOX 23149, WACO, TX 76702-3149 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 16, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 19, 2017 |
| Property Address | 204 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0440 |
| Document Number | 0043611041 |
| Book / Page | 004361 / 001041 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 27238 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 840 ST AUGUSTINE FL 320850840, ST AUGUSTINE, FL 32085-0840 |
| Document Number | 43611043 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 004361/001043 |
| Instrument | 27239 |
| Name | MELINDA P ASH |
|---|---|
| Address | PO BOX 23149, WACO, TX 76702-3149 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 18, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,821 (+2.7%) | $367,207 (+4.5%) Land $105,000 Building $262,207 | |
| 2025 | $3,424.00 (+8.25%) Homeowner's exemption | $211,121 (+5.99%) | $351,403 (+18.02%) Land $105,000 Building $246,403 |
| 2024 | $3,163.00 (+2.79%) | ||
| 2023 | $3,077.00 (+3.6%) Homeowner's exemption | $199,195 (+3%) | $297,755 (+%) Land $57,624 Building $240,131 |
| 2022 | $2,970.00 Homeowner's exemption | $193,393 | $297,746 Land $57,624 Building $240,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 16 (1979–2022) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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