204 N Elm St, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 204 N Elm St, Northampton, MA 01060

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,306 sqft · built 1965
Lot Size	0.303 acres (13,177 sqft)
Owner	2 Individual Names on File
Last Sale	$377,000 (Sep 2020)
Tax Bill	$8,014 (2025)
Deeds & Mortgages	Dec 2020 Transfer Sep 2020 Sale & Mortgage + 1 more
APN	`NHAM M:023B B:0022 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:023B B:0022 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	1,040 sqft
1st Floor Area	1,040 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	13,177 sqft (0.303 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	204 N ELM ST
City	NORTHAMPTON
State	MA
Zip	01060-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	22
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1000
Census Tract	821602

Owner

204 N Elm St is owned and occupied by two individuals who acquired it in December 2020.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 N ELM ST, NORTHAMPTON, MA 01060-1507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 21, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK
Jan 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Book / Page	13781 / 319
Last Transfer Date	Dec 29, 2020
Transfer Doc	13918-54
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Dec 29, 2020
Property Address	204 N ELM ST, NORTHAMPTON, MA 01060-1507
Document Number	13918-54
Book / Page	013918 / 000054
Instrument Date	Dec 29, 2020
Instrument	28320
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	204 N ELM ST NORTHAMPTON MA 010601507, NORTHAMPTON, MA 01060-1507

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Sep 21, 2020
Property Address	204 N ELM ST, NORTHAMPTON, MA 01060-1507
Document Number	13781-319
Book / Page	13781 / 319
Instrument Date	Sep 16, 2020
Instrument	19151
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N ELM ST, NORTHAMPTON, MA

Mortgage

Document Number	19152
Date	Sep 21, 2020
Instrument	19152

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jan 19, 2017
Property Address	204 N ELM ST, NORTHAMPTON, MA 01060-1507
Document Number	12531-20
Book / Page	012531 / 000020
Instrument Date	Jan 19, 2017
Instrument	1296
Transaction Type	Transfer
Record Updated	Feb 9, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,322.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	58 S PARK TER NORTHAMPTON MA 010604115, NORTHAMPTON, MA 01060-4115

Mortgage

Document Number	12531-23
Date	Jan 19, 2017
Book Page	012531/000023
Instrument	1297

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 204 N Elm St was $8,014.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,014.00	$575,300 Land $245,900 Building $329,400	$541,880 (+3.13%)
2024			$525,445
2023	$7,286.00	$460,000 Land $203,300 Building $256,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 204 N Elm St; there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 N Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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