204 N Cross St, Ceylon, MN 56121 Property Records

Martin County property record for 204 N Cross St, Ceylon, MN 56121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1930
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Oct 2014)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2020 Line of Credit
APN	`21.250.0140`

Property Details

APN / Parcel Number

Primary APN	`21.250.0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	203 ft deep x 80 ft wide
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	204 N CROSS ST
City	CEYLON
State	MN
Zip	56121-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDWELLS ADDN. LOT-001 BLOCK-002 S80
Legal Subdivision	CARDWELLS ADDN.
Legal Block	2
Legal Lot Number	1
Jurisdiction	MARTIN MN
Township / Civil Division	CEYLON
Census Block Group	2
Census Block	2093
Census Tract	790400

Owner

204 N Cross St is owned and occupied by two individuals who bought it in October 2014.

Source: Martin County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 N CROSS ST, CEYLON, MN 56121-4011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit STATE BANK OF FAIRMONT
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit STATE BANK OF FAIRMONT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2014 · Amount on File
Deed Sale	Oct 6, 2014 · Amount on File
Deed Document Number	2014422948
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN MN
Property Address	204 N CROSS ST, CEYLON, MN 56121-4011
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CROSS ST, CEYLON, MN 56121-4047

Mortgage

Document Number	2025R466843
Date	Oct 3, 2025
Instrument	2025R-466843

Lender

Name	STATE BANK OF FAIRMONT
Type	Bank
Address	FAIRMONT, MN 56031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 23, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN MN
Property Address	204 N CROSS ST, CEYLON, MN 56121-4011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R447122
Date	Oct 5, 2020
Instrument	2020R-447122

Lender

Name	STATE BANK OF FAIRMONT
Type	Bank
Address	FAIRMONT, MN 56031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 204 N Cross St was $2,390 with a homeowner's exemption.

Source: Martin County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Martin County
Municipality	Ceylon City
Unified School District	Fairmont Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,400 (-2.89%) Land $5,900 Building $108,500	$114,400 (-2.89%) Land $5,900 Building $108,500
2025	$2,390.00 Homeowner's exemption	$117,800 Land $5,900 Building $111,900	$117,800 Land $5,900 Building $111,900
2023		$66,200 Land $900 Building $65,300	$66,200 Land $900 Building $65,300
2022	$1,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 204 N Cross St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 N Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ceylon serves 369 people · EPA ID MN1460001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Federated Rural Electric Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Nextlink.

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