204 N Centurion Ln, Mount Holly, NC 28120 Property Records

Gaston County property record for 204 N Centurion Ln, Mount Holly, NC 28120 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,916 sqft · built 2019
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$516,000 (Sep 2019)
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220998`

Property Details

APN / Parcel Number

Primary APN	`220998`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,916 sqft Heated Area

Exterior

Year Built	Built 2019
Architectural Style	Custom Design
Lot Area	20,473 sqft (0.469 acres)

Location & Zoning

Street Address	204 N CENTURION LN
City	MOUNT HOLLY
State	NC
Zip	28120-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWATER BAY L 603 PLAT BOOK 080 PLAT PG 044
Legal Subdivision	STONEWATER PH 5
Legal Lot Number	603
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1035
Census Tract	30104

Owner

Source: Gaston County records · APN 220998

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	204 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage RAPID MORTGAGE COMPANY
Sep 23, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage RAPID MORTGAGE COMPANY
Nov 08, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Nov 08, 2018 · Amount on Record
Deed Document Number	0005069505
Deed Book / Page	5069 / 505
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	204 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051400345
Date	Jul 21, 2020
Book Page	5140/345

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 23, 2019
Property Address	204 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Document Number	0050690505
Book / Page	5069 / 0505
Map Reference	MB 80 PG 44
Instrument Date	Sep 23, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 N CENTURION LN, MT HOLLY, NC 28120-8715

Mortgage

Document Number	0050690507
Date	Sep 23, 2019
Instrument	5069/0507

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Nov 08, 2018
Property Address	204 N CENTURION LN, MOUNT HOLLY, NC 28120-8715
Document Number	0050100131
Book / Page	005010 / 000131
Instrument Date	Nov 08, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$331.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8001 ARROWRIDGE BLVD CHARLOTTE NC 282735604, CHARLOTTE, NC 28273-5604

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,516.00 (-1.08%)	$748,610 (-) Land $90,000 Building $658,610
2023	$7,598.00	$748,610 Land $90,000 Building $658,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710301041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2019–2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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