Whiteside County property record for 204 N Bluff St, Albany, IL 61230
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Apr 2022) |
| Tax Bill | $2,914 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0624385006 |
| Primary APN | 0624385006 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,102 sqft (0.186 acres) |
|---|---|
| Lot Dimensions | 115 ft deep x 70.1 ft wide |
| Account Number | 111531 |
|---|---|
| Street Address | 204 N BLUFF ST |
| City | ALBANY |
| State | IL |
| Zip | 61230-7725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF ALBANY-UPPER LOT 6 BLK 20 41200X |
| Legal Subdivision | UPPER ALBANY |
| Legal Block | 20 |
| Legal Lot Number | 6 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | ALBANY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 400 |
Source: Whiteside County assessment roll, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 N BLUFF ST, ALBANY, IL 61230-7725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Deed Document Number | 20222563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Apr 28, 2022 |
| Property Address | 204 N BLUFF ST, ALBANY, IL 61230-7725 |
| Document Number | 0000002563 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-02563 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 N BLUFF ST, ALBANY, IL 61230-7725 |
| Document Number | 0000002564 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-02564 |
| Name | ASCENTRA CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 1, 2032 |
| Max Rate At Change | 2% |
| Index | 1-Year CMT |
| Margin | 2 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Albany Village |
| County | Whiteside County |
| County Subdivision | Albany Township |
| Unified School District | River Bend Community Unit District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,914.00 | $41,453 Land $3,138 Building $38,315 | |
| 2024 | $124,359 Land $9,414 Building $114,945 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 45 (1986–2023) |
| Claims Outside the SFHA | 8 of 45 |
| Most Recent Claim | May 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY serves 846 people · EPA ID IL1950050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Sep 2024 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Jo-Carroll Electric Cooperative Fiber | 1,000 / 1,000 |
May also be available: AMG Technology Investment Group, Verizon.
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