204 N 3rd Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 204 N 3rd Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,122 sqft · built 1913
Lot Size	0.18 acres (7,808 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Sep 2021)
Tax Bill	$2,636 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.007.6900`

Property Details

APN / Parcel Number

Primary APN	`34.007.6900`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,808 sqft (0.18 acres)
Lot Dimensions	122 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	1,050 sqft
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 N 3RD AVE
City	ALBERT LEA
State	MN
Zip	56007-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORIN'S ADDITION S 64 1/2 FT N 264 1/2 FT LOT 11 BLK 30 MORINS ADDITION
Legal Subdivision	MORIN'S ADDITION
Legal Block	30
Legal Lot Number	11
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1000
Census Tract	180800

Owner

204 N 3rd Ave is owned by an individual who bought it in September 2021.

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	154 PLYMOUTH DR, CLAYTON, NC 27520-2894
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Deed Document Number	2021550924
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Sep 21, 2021
Property Address	204 N 3RD AVE, ALBERT LEA, MN 56007-1617
Document Number	000A550924
Instrument Date	Sep 10, 2021
Instrument	A550924
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$706.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 B 3RD AVE, B, ALBERT LEA, MN 56007

Mortgage

Document Number	000A550925
Date	Sep 21, 2021
Instrument	A550925

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 204 N 3rd Ave was $2,636.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,636.00	$170,100 Land $26,900 Building $143,200	$170,100 Land $26,900 Building $143,200
2025	$2,636.00
2023	$1,892.00 Homeowner's exemption	$136,400 Land $13,300 Building $123,100	$136,400 Land $13,300 Building $123,100
2020	$1,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 N 3rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 N 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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