204 Montezuma St, Malcom, IA 50157 Property Records

Poweshiek County property record for 204 Montezuma St, Malcom, IA 50157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,475 sqft · built 1900
Lot Size	0.386 acres (16,800 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Mar 2025)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1336400`

Property Details

APN / Parcel Number

Primary APN	`1336400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Stories	1 Story
Building Area	2,475 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	475 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	1,376 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	110 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 MONTEZUMA ST
City	MALCOM
State	IA
Zip	50157-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPMANS LOTS 1 & 2 BLOCK 2
Legal Subdivision	CHAPMANS ADD
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	POWESHIEK IA
Township / Civil Division	MALCOM
Census Block Group	2
Census Block	2015
Census Tract	370500

Owner

Source: Poweshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 MONTEZUMA ST, MALCOM, IA 50157-5022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 31, 2020	Warranty Deed, Transfer · Stand-Alone Refinance MONTEZUMA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2025739
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0000002986
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Mar 24, 2025
Property Address	204 MONTEZUMA ST, MALCOM, IA 50157-5022
Document Number	0202500739
Instrument Date	Mar 19, 2025
Instrument	2025-00739
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MONTEZUMA ST, MALCOM, IA 50157-5022

Mortgage

Document Number	0202500740
Date	Mar 24, 2025
Instrument	2025-00740

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	204 MONTEZUMA ST, MALCOM, IA 50157-5022
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202986
Date	Sep 2, 2022
Instrument	2022-02986

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	204 MONTEZUMA ST, MALCOM, IA 50157-5022
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103746
Date	Sep 30, 2021
Instrument	2021-03746

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Jan 31, 2020
Property Address	204 MONTEZUMA ST, MALCOM, IA 50157-5022
Document Number	202000321
Instrument Date	Aug 18, 2015
Instrument	2020-00321
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MONTEZUMA ST, MALCOM, IA 50157-5022

Mortgage

Document Number	202000323
Date	Jan 31, 2020
Instrument	2020-00323

Lender

Name	MONTEZUMA STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2025

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Malcom City
Unified School District	Brooklyn-Guernsey-Malcom Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (+6.03%) Homeowner's exemption	$84,330 (-) Land $8,230 Building $76,100	$84,330 (-) Land $8,230 Building $76,100
2024	$1,194.00 (+15.03%)
2023		$84,330 (+26.66%) Land $8,230 Building $76,100	$84,330 (+26.66%) Land $8,230 Building $76,100
2022	$1,038.00 (-10.52%) Homeowner's exemption	$66,580 Land $6,230 Building $60,350
2021	$1,160.00		$66,580 Land $6,230 Building $60,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALCOM WATER SUPPLY serves 270 people · EPA ID IA7945018
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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