204 Monaco Cir, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 204 Monaco Cir, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,238 sqft · built 1969
Lot Size	0.451 acres (19,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Sep 2026)
Tax Bill	$2,535 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-00-16-1-002-007.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-16-1-002-007.000`
Alternative APNs	`39161002007000RR00` `61374`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
1st Floor Area	2,238 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2015
Exterior Material	Brick/Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,652 sqft (0.451 acres)
Lot Dimensions	194 ft deep x 101 ft wide
Porch	Slab
Porch Area	626 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	61374
Street Address	204 MONACO CIR
City	HOOVER
State	AL
Zip	35226-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 7 BLK 3 MARTINWOOD ESTATES 1ST SECTOR
Legal Range	03W
Legal Township	19S
Legal Section	16
Legal Subdivision	MARTINWOOD EST 1ST SEC
Legal Block	3
Legal Lot Number	7
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1005
Census Tract	14412

Owner

Source: Jefferson County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 MONACO CIR, HOOVER, AL 35226-1042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Sep 9, 2026	Warranty Deed, Transfer
Oct 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Jul 17, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	202683226
Prior Transfer Date	Jun 22, 2001
Prior Transfer Doc	2001008380
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 9, 2026
Property Address	204 MONACO CIR, HOOVER, AL 35226-1042
Document Number	0000083226
Instrument Date	Sep 3, 2026
Instrument	202683226
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MONACO CIR, HOOVER, AL 35226-1042

Mortgage

Document Number	0000083227,
Date	Sep 9, 2026
Instrument	202683227

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 9, 2026
Property Address	204 MONACO CIR, HOOVER, AL 35226-1042
Document Number	0000083226
Instrument Date	Sep 3, 2026
Instrument	202683226
Transaction Type	Transfer
Record Updated	Oct 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MONACO CIR, HOOVER, AL 35226-1042

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	204 MONACO CIR, HOOVER, AL 35226-1042
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MONACO CIR, HOOVER, AL 35226-1042

Mortgage

Document Number	0000109481
Date	Oct 21, 2022
Instrument	2022109481

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 17, 2019
Property Address	204 MONACO CIR, HOOVER, AL 35226-1042
Document Number	0000071872
Instrument Date	Jul 10, 2019
Instrument	2019071872
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MONACO CIR, HOOVER, AL 35226-1042

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,535.00 (+10.55%) Homeowner's exemption	$35,660 (+16.08%)	$356,500 (+16.09%) Land $166,600 Building $189,900
2023		$30,720 Land $11,904 Building $18,816	$307,100 Land $119,000 Building $188,100
2022	$2,293.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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