Schenectady County and Niskayuna Town property record for 204 Mohawk Trl, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,207 sqft · built 1998 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $373,000 (Nov 2005) |
| Tax Bill | $18,148 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 40.11-3-10 |
| Primary APN | 422400 40.11-3-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,207 sqft Living Area |
| 1st Floor Area | 2,595 sqft |
| 2nd Floor Area | 612 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 180 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 112 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 423 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 204 MOHAWK TRL |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | SUBDIVISION PLAN MOHAWK TRAILS |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 32101 |
204 Mohawk Trl is owned and occupied by two individuals who bought it in November 2005.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 MOHAWK TRL, SCHENECTADY, NY 12309-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2005 · Amount on File |
| Deed Sale | Nov 3, 2005 · Amount on File |
| Prior Sale | Jun 21, 2001 · Amount on File |
| Deed Book / Page | 1720 / 10 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 204 MOHAWK TRL, SCHENECTADY, NY 12309-2235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 204 MOHAWK TRL, NISKAYUNA, NY 12309-2235 |
| Document Number | 0000020294 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 5366/511 |
| Instrument | 202420294 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 8, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 204 MOHAWK TRL, SCHENECTADY, NY 12309-2235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 204 MOHAWK TRL, NISKAYUNA, NY 12309-2235 |
| Document Number | 0000033212 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 5033/1 |
| Instrument | 202033212 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 204 MOHAWK TRL, SCHENECTADY, NY 12309-2235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 204 MOHAWK TRL, NISKAYUNA, NY 12309-2235 |
| Document Number | 0000033210 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 5032/966 |
| Instrument | 202033210 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 204 Mohawk Trl was $18,148 with exemptions applied, up 1.4% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,148.00 (+1.44%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $17,890.00 | $400,000 Land $37,000 Building $363,000 | $592,600 Land $54,815 Building $537,785 |
| 2023 | $400,000 Land $37,000 Building $363,000 | $506,300 Land $46,833 Building $459,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Mohawk Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Mohawk Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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