204 Mint Way, Flat Rock, NC 28731 Property Records

Henderson County property record for 204 Mint Way, Flat Rock, NC 28731

Property Summary

Property Type	Manufactured or Modular Home
Details	2 bd · 2 ba · 1,232 sqft · built 1993
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2015)
Tax Bill	$1,354 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9576993560`

Property Details

APN / Parcel Number

Primary APN	`9576993560`
Alternative APNs	`00957699356055` `9936878`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	864 sqft
Upper Floors Area	259 sqft
Basement Area	371 sqft
Unfinished Basement	371 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Porch	Slab
Porch Area	152 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9936878
Street Address	204 MINT WAY
City	FLAT ROCK
State	NC
Zip	28731-8741
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9936878~R1
Legal Description	CINNAMON WOODS LO76 PLA-243A
Legal Subdivision	CINNNAMON WOODS (3319)
Legal Block	99
Legal Lot Number	3560
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1001
Census Tract	931500

Owner

204 Mint Way, a residential property, is owned and occupied by an individual who bought it in May 2015.

Source: Henderson County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	204 MINT WAY, FLAT ROCK, NC 28731-8741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CREDIT UNION
Apr 25, 2017	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
May 16, 2019	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2015 · Amount on File
Deed Sale	May 8, 2015 · Amount on File
Prior Sale	Apr 28, 2009 · Amount on File
Deed Book / Page	1615 / 604
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Jun 16, 2026
Property Address	204 MINT WAY, FLAT ROCK, NC 28731-8741
Document Number	0001051052
Book / Page	4452 / 35
Instrument Date	Jun 11, 2026
Instrument	20261051052
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MINT WAY, FLAT ROCK, NC 28731-8741

Mortgage

Document Number	0001051052,
Date	Jun 16, 2026
Book Page	4452/35
Instrument	20261051052

Lender

Name	COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	204 MINT WAY, FLAT ROCK, NC 28731-8741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030440636
Date	Apr 25, 2017
Book Page	3044/636

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	204 MINT WAY, FLAT ROCK, NC 28731-8741
Document Number	0033360131
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MINT WAY FLAT ROCK NC 287318741, FLAT ROCK, NC 28731-8741

Mortgage

Document Number	0033360131
Date	May 20, 2019
Book Page	003336/000131
Instrument	903792

Lender

Name	NEWREZ LLC
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 204 Mint Way was $1,354.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,500 Land $61,100 Building $180,400
2025	$1,354.00
2023		$224,900 Land $61,100 Building $163,800	$241,500 Land $61,100 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Mint Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Mint Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mint Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures