204 Mill St, Schertz, TX 78154 Property Records

Guadalupe County property record for 204 Mill St, Schertz, TX 78154

Property Summary

Property Type	Commercial
Details	2,180 sqft · built 1984
Lot Size	0.189 acres (8,243 sqft)
Owner	Company Name on File
Last Sale	$133,000 (Feb 2022)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1G0605000100100000`

Property Details

APN / Parcel Number

Primary APN	`1G0605000100100000`
Alternative APNs	`000000018913` `000000267664` `18913`

Interior

Stories	1 Story
Building Area	2,180 sqft Gross Area
1st Floor Area	2,000 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Metal
Lot Area	8,243 sqft (0.189 acres)
Lot Dimensions	115 ft deep x 72 ft wide
Parking Spaces	7 Parking Spaces
Porch	Covered Porch
Porch Area	260 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	204 MILL ST
City	SCHERTZ
State	TX
Zip	78154-2171
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: 1 BLK: 1 ADDN: COOPER
Legal Subdivision	COOPER
Legal Block	1
Legal Lot Number	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2012
Census Tract	210705

Owner

204 Mill St, a commercial property, is owned by a company that bought it in February 2022.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Company Name on File
Mailing Address	204 MILL ST, SCHERTZ, TX 78154-2171
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST
Dec 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK AND TRUST CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Deed Document Number	20224080
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Feb 7, 2022
Property Address	204 MILL ST, SCHERTZ, TX 78154-2171
Document Number	0099004080
Map Reference	VOL 4 PG 312
Instrument Date	Jan 14, 2022
Instrument	202299004080
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 MILL ST, 2021, SCHERTZ, TX 78154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MILL ST, SCHERTZ, TX 78154-2171

Mortgage

Document Number	0099004081
Date	Feb 7, 2022
Instrument	202299004081

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	204 MILL ST, SCHERTZ, TX 78154-2171
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099041340
Date	Dec 3, 2021
Instrument	202199041340

Lender

Name	FIRST UNITED BANK AND TRUST CO INC
Type	Bank
Address	DURANT, OK 74702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	15 Months
Due	Mar 2, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 204 Mill St was $3,936, down 10.8% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,200 (-6.78%) Land $61,227 Building $129,973	$191,200 (-6.78%) Land $61,227 Building $129,973
2025	$3,936.00 (-10.81%)	$205,100 Land $61,227 Building $143,873	$205,100 Land $61,227 Building $143,873
2024	$4,413.00 (-2.8%)
2023	$4,540.00 (+22.5%)	$232,900 Land $80,874 Building $152,026	$232,900 Land $80,874 Building $152,026
2022	$3,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Mill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	25 (1991–2015)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Flooding 10/18/98, Oct 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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