204 Michel Ct, Hubert, NC 28539 Property Records

Onslow County property record for 204 Michel Ct, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,352 sqft · built 2010
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2024)
Tax Bill	$1,805 (2026)
Deeds & Mortgages	Jun 2026 Sale Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1308A-48`

Property Details

APN / Parcel Number

Primary APN	`1308A-48`
Alternative APNs	`490014534` `441334000` `076838`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	94,090 sqft (2.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490014534
Street Address	204 MICHEL CT
City	HUBERT
State	NC
Zip	28539-3794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L14 EASTPORT
Legal Subdivision	EASTPORT
Legal Lot Number	14
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

204 Michel Ct is owned and occupied by an individual who acquired it in June 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	204 MICHEL CT, HUBERT, NC 28539-3794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 8, 2018	Deed of Trust, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2024 · Amount on File
Deed Sale	Sep 19, 2024 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Book / Page	6223 / 569
Last Transfer Date	Jun 4, 2026
Transfer Doc	6607000383
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 4, 2026
Property Address	204 MICHEL CT, HUBERT, NC 28539-3794
Document Number	6607000383
Book / Page	6607 / 383
Instrument Date	Jun 4, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$101.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MICHEL CT, HUBERT, NC 28539-3794

June 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	204 MICHEL CT, HUBERT, NC 28539-3794
Document Number	0047930882
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Jul 6, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 MICHEL CT HUBERT NC 285393794, HUBERT, NC 28539-3794

Mortgage

Document Number	0047930882
Date	Jun 12, 2018
Book Page	004793/000882

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 204 Michel Ct was $1,805.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,805.00	$360,810 (+30.93%) Land $50,100 Building $310,710	$360,810 (+30.93%) Land $50,100 Building $310,710
2025	$1,805.00	$275,583 Land $45,100 Building $230,483	$275,583 Land $45,100 Building $230,483
2023	$1,479.00	$270,833 Land $45,100 Building $225,733	$270,833 Land $45,100 Building $225,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Michel Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Michel Ct is high, ranking above 76% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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