204 Matt Dr, Bell Buckle, TN 37020 Property Records

Bedford County property record for 204 Matt Dr, Bell Buckle, TN 37020

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,428 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,500 (Feb 2025)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002020N B 03600`

Property Details

APN / Parcel Number

Primary APN	`002020N B 03600`
Alternative APN	`020N B 03600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,910 sqft
Upper Floors Area	1,728 sqft
Attic	Attic
Attic Area	572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	250 ft deep x 184 ft wide
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	516 sqft
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	204 MATT DR
City	BELL BUCKLE
State	TN
Zip	37020-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: F02
Legal Subdivision	COVERED BRIDGE ESTS SEC VI
Legal Lot Number	118
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1021
Census Tract	950100

Owner

Source: Bedford County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 MATT DR, BELL BUCKLE, TN 37020-4368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE S CMNTY CU
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU
Feb 15, 2017	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	20251335
Deed Book / Page	395 / 587
Transfer Doc	000D274596
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Nov 5, 2020
Property Address	204 MATT DR, BELL BUCKLE, TN 37020-4368
Document Number	D8695
Book / Page	000360 / 000916
Instrument Date	Oct 29, 2020
Instrument	8695
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	FOURSTAR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12140 WOODELEST EXOC #150 ST LOUIS MO 63141, 150, ST LOUIS, MO 63141

Mortgage

Document Number	D8696
Date	Nov 5, 2020
Book Page	000982/000029
Instrument	8696

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	204 MATT DR, BELL BUCKLE, TN 37020-4368
Document Number	D3010
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MATT DR BELL BUCKLE TN 370204368, BELL BUCKLE, TN 37020-4368

Mortgage

Document Number	D3010
Date	Apr 24, 2020
Book Page	000960/000855
Instrument	3010

Lender

Name	HERITAGE S CMNTY CU
Type	Credit Union
Address	SHELBYVILLE, TN 37160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	204 MATT DR, BELL BUCKLE, TN 37020-4368
Document Number	D5245
Book / Page	000887 / 000517
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 MATT DR BELL BUCKLE TN 370204368, BELL BUCKLE, TN 37020-4368

Mortgage

Document Number	D5245
Date	Aug 22, 2017
Book Page	000887/000517
Instrument	5245

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Feb 15, 2017
Property Address	204 MATT DR, BELL BUCKLE, TN 37020-4368
Document Number	D1012
Book / Page	000336 / 000379
Instrument Date	Feb 14, 2017
Instrument	1012
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	204 MATT DR BELL BUCKLE TN 370204368, BELL BUCKLE, TN 37020-4368

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00	$92,175 (-) Land $9,000 Building $83,175
2023		$92,175 Land $9,000 Building $83,175
2021			$368,700 Land $36,000 Building $332,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL BUCKLE WATER SYSTEM serves 2,999 people · EPA ID TN0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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