204 Massachusetts Ave, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 204 Massachusetts Ave, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,544 sqft · built 1916
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2021)
Tax Bill	$4,265 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08350 P:0035`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08350 P:0035`
Alternative APN	`83500035`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,401 sqft (0.124 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	83500035
Street Address	204 MASSACHUSETTS AVE
City	SPRINGFIELD
State	MA
Zip	01109-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2014
Census Tract	801700

Owner

204 Massachusetts Ave is owned and occupied by an individual who bought it in April 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	204 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PIONEER VALLEY PO FEDERAL CREDIT UNION
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 27, 2021	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 17, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Oct 16, 2019 · Amount on File
Deed Document Number	202128343
Deed Book / Page	23846 / 499
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 7, 2026
Property Address	204 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3239
Document Number	0000037618
Book / Page	26454 / 486
Instrument Date	Aug 3, 2026
Instrument	202637618
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3239

Mortgage

Document Number	0000037618,
Date	Aug 7, 2026
Book Page	26454/486
Instrument	202637618

Lender

Name	PIONEER VALLEY PO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	204 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3239
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024333-19
Date	Dec 30, 2021
Book Page	24333/19
Instrument	93219

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 27, 2021
Property Address	204 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3239
Document Number	23846-499
Book / Page	23846 / 499
Instrument Date	Apr 27, 2021
Instrument	28343
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 COCHRAN ST APT 1L, 1L, CHICOPEE, MA 01020-2650

Mortgage

Document Number	28344
Date	Apr 27, 2021
Instrument	28344

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 10, 2020
Property Address	204 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3239
Document Number	23120-57
Book / Page	023120 / 000057
Instrument Date	Mar 4, 2020
Instrument	13029
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 GRENDA TER SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 16, 2019
Property Address	204 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3239
Document Number	22902-428
Book / Page	022902 / 000428
Instrument Date	Oct 4, 2019
Instrument	59976
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$372.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 GRENADA TER SPRINGFIELD MA 011088117, SPRINGFIELD, MA 01108-8117

September 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 17, 2018
Property Address	204 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3239
Document Number	22362-343
Book / Page	022362 / 000343
Instrument Date	Aug 28, 2018
Instrument	55719
Transaction Type	Foreclosure
Record Updated	Oct 9, 2018

Transaction

Amount	Amount on Record
Tax	$483.60
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 204 Massachusetts Ave was $4,265, up 7.6% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,265.00 (+7.57%)	$275,900 (+9.09%) Land $30,500 Building $245,400	$271,223 (+6.93%)
2025	$3,965.00	$252,900 Land $30,500 Building $222,400	$253,650 (-2.41%)
2024			$259,920
2023	$3,396.00	$199,200 Land $27,700 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Massachusetts Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 204 Massachusetts Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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