204 Maple St, Charlotte, MI 48813 Property Records

Eaton County property record for 204 Maple St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,318 sqft · built 1900
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Sep 2004)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20006665005000`

Property Details

APN / Parcel Number

Primary APN	`20006665005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,318 sqft Living Area
1st Floor Area	982 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	236 ft deep x 102 ft wide
Garage Area	896 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	204 MAPLE ST
City	CHARLOTTE
State	MI
Zip	48813-1278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM. ON N LINE OF MAPLE ST 286 FEET W OF SE CORNER OF LOT 50, W 102 FEET, N 236 FEET M/1 TO N LINE OF LOT 50, E 102 FEET, S 236 FEET M/1 TO BEG. MCCLURE'S ADDITION, CITY OF CHARLOTTE
Legal Subdivision	TO BEG MCCLURES ADD
Legal Lot Number	50
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	20901

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 MAPLE ST, CHARLOTTE, MI 48813-1278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU
May 30, 2019	Deed of Trust, Mortgage · Line of Credit MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Mar 1, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2004 · Amount on Record
Deed Sale	Sep 1, 2004 · Amount on Record
Deed Book / Page	1857 / 992
Last Transfer Date	Mar 1, 2019
Transfer Doc	02774/0646
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	204 MAPLE ST, CHARLOTTE, MI 48813-1278
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MAPLE ST, CHARLOTTE, MI 48813-1278

Mortgage

Document Number	003155/575
Date	Sep 16, 2025
Book Page	3155/575

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	204 MAPLE ST, CHARLOTTE, MI 48813-1278
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02786/0677
Date	May 30, 2019
Book Page	2786/0677

Lender

Name	MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Mar 1, 2019
Property Address	204 MAPLE ST, CHARLOTTE, MI 48813-1278
Document Number	02774/0646
Book / Page	2774 / 0646
Instrument Date	Mar 1, 2019
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4140 W NEEDMORE HWY, CHARLOTTE, MI 48813-8637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MAPLE ST, CHARLOTTE, MI 48813-1278

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,000 (+2.23%)	$170,131 (-) Land $45,472 Building $124,659
2025	$2,329.00 (+2.92%) Homeowner's exemption	$85,100 (+10.81%)	$170,131 (+10.76%) Land $45,472 Building $124,659
2024	$2,263.00 (+12.36%)
2023		$76,800	$153,600
2022	$2,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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