1. Home
  2. Iowa
  3. Black Hawk County
  4. Hudson
  5. Main St

204 Main St, Hudson, IA 50643 Property Records

Black Hawk County property record for 204 Main St, Hudson, IA 50643

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,196 sqft · built 1875
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Tax Bill$3,136 (2025)
Deeds & MortgagesApr 2023 Mortgage
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN8814-26-310-010

Property Details

APN / Parcel Number

Primary APN8814-26-310-010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,196 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions60 ft deep x 140 ft wide
Garage TypeDetached
Garage Area1,144 sqft
Parking Spaces4 Parking Spaces
Patio Area174 sqft
Shed1 Shed
Shed Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address204 MAIN ST
CityHUDSON
StateIA
Zip50643-7740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT HUDSON LOT 1 BLK 12
Legal Range14W
Legal Township88N
Legal Section26
Legal SubdivisionORIGINAL PLAT HUDSON
Legal Block12
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionBLACK HAWK
Census Block Group2
Census Block2048
Census Tract3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address204 MAIN ST, HUDSON, IA 50643-7740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK
Feb 18, 2022Deed of Trust, Mortgage · Line of Credit
DEERE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 5, 2008
Transfer Doc2008015552
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address204 MAIN ST, HUDSON, IA 50643-7740
Transaction TypeMortgage
Record UpdatedMay 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300014200
DateApr 24, 2023
Instrument202300014200
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.28%
Type Change DateMay 1, 2033
Change FrequencyAnnually
Min Rate At Change5.28%
Max Rate At Change9.28%
Index1-Year T-Bill
Max Rate13.2%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address204 MAIN ST, HUDSON, IA 50643-7740
Transaction TypeMortgage
Record UpdatedMar 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200016797
DateFeb 18, 2022
Instrument202200016797
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
AddressMOLINE, IL 61266
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueFeb 25, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityHudson City
Unified School DistrictHudson Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,136.00 (+8.96%) Homeowner's exemption$197,880 (+8.49%) Land $19,750 Building $178,130$197,880 (+8.49%) Land $19,750 Building $178,130
2024$2,878.00 (+3.08%)
2023$182,390 (+15.5%) Land $19,750 Building $162,640$182,390 (+15.5%) Land $19,750 Building $162,640
2022$2,792.00 Homeowner's exemption$157,920 Land $19,750 Building $138,170
2021$157,920 Land $19,750 Building $138,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUDSON WATER SUPPLY
serves 2,546 people · EPA ID IA0737062
Water SourcePurchased groundwater from WATERLOO WATER WORKS
Last State InspectionJun 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
GigFire
Fixed Wireless		150 / 130
STS Broadband
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures