204 Main St E, Carver, MN 55315 Property Records

Carver County property record for 204 Main St E, Carver, MN 55315

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,070 sqft · built 1940
Lot Size0.177 acres (7,710 sqft)
OwnerIndividual Name on Record
Last Sale$323,000 (Oct 2024)
Tax Bill$3,630 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN20-0500310

Property Details

APN / Parcel Number

Primary APN20-0500310

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,070 sqft Finished Area
Gross Area964 sqft
1st Floor Area628 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1985
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,710 sqft (0.177 acres)
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address204 MAIN ST E
CityCARVER
StateMN
Zip55315-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 18 TOWNSHIP 115 RANGE 023 CITY LOTS OF CARVER LOT 007 BLOCK 016 & LOT 8
Legal Range023
Legal Township115
Legal Section18
Legal SubdivisionCITY LOTS OF CARVER
Legal Block16
Legal Lot Number7
JurisdictionCARVER MN
Township / Civil DivisionCARVER
Census Block Group5
Census Block5001
Census Tract91100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Carver Historic District
listed 1980 · 92 contributing resources · NRIS 80001960

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address204 MAIN ST E, CARVER, MN 55315-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Warranty Deed, Transfer · Conventional Mortgage
TRADITION MORTGAGE
Dec 19, 2018Warranty Deed, Transfer · Conventional Mortgage
AXIA FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2024 · Amount on Record
Deed SaleOct 3, 2024 · Amount on Record
Prior SaleAug 9, 2022 · Amount on Record
Deed Document Number2024778008
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateAug 9, 2022
Property Address204 MAIN ST E, CARVER, MN 55315-5010
Document Number000A750435
Instrument DateJul 29, 2022
InstrumentA750435
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyNOT AVAILABLE, CARVER COUNTY ABSTRAT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,042.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address204 MAIN STREET, CARVER, MN 55315

Mortgage

Document Number000A750436
DateAug 9, 2022
InstrumentA750436
Lender
NameTRADITION MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateDec 19, 2018
Property Address204 MAIN ST E, CARVER, MN 55315-5010
Document Number0000671676
Instrument DateOct 26, 2018
Instrument671676
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$784.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address204 MAIN ST E CARVER MN 553155010, CARVER, MN 55315-5010

Mortgage

Document Number671677
DateDec 19, 2018
Instrument671677
Lender
NameAXIA FIN'L
TypeFunding / Finance Company
AddressBELLEVUE, WA 98004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2048

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityCarver City
Unified School DistrictEastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,630.00 (+11.21%) Homeowner's exemption$287,200 (-4.43%) Land $100,000 Building $187,200$287,200 (-4.43%) Land $100,000 Building $187,200
2025$300,500 (+6.71%) Land $95,000 Building $205,500$300,500 (+6.71%) Land $95,000 Building $205,500
2024$3,264.00 (+16.65%) Homeowner's exemption$281,600 (-) Land $85,000 Building $196,600$281,600 (-) Land $85,000 Building $196,600
2023$2,798.00 Homeowner's exemption$281,600 Land $85,000 Building $196,600$281,600 Land $85,000 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1993–2024)
Most Recent ClaimJun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCarver
serves 6,700 people · EPA ID MN1100017
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper1.5 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Netwave Broadband
Fixed Wireless · not low latency
125 / 40

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