204 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 204 Main St, Cold Spring, NY 10516 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,798 sqft · built 1830
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Jul 2023)
Tax Bill	$24,854 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372601 49.5-2-1`

Property Details

APN / Parcel Number

Primary APN	`372601 49.5-2-1`
Alternative APNs	`260104900500020010000000` `012040`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,798 sqft Living Area
Gross Area	3,257 sqft
1st Floor Area	1,399 sqft
2nd Floor Area	1,399 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	61,855 sqft (1.42 acres)
Lot Width	125 ft Width
View / Lot	Lake Front
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	459 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	012040
Street Address	204 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & RESIDENCE
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3019
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records · APN 372601 49.5-2-1

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	59 MORRIS AVE, COLD SPRING, NY 10516-1606
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Aug 25, 2005 · Amount on Record
Deed Document Number	20233948
Deed Book / Page	2325 / 83
Record Updated	Jun 08, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 13, 2023
Property Address	204 MAIN ST, COLD SPRING, NY 10516-2402
Document Number	0023250083
Book / Page	2325 / 83
Instrument Date	Jul 07, 2023
Instrument	3948-2023
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 MAIN ST, COLD SPRING, NY 10516-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 MORRIS AVE, COLD SPRING, NY 10516-1606

Mortgage

Document Number	0000779349
Date	Jul 13, 2023
Instrument	7793/49

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,700 (+12.24%) Land $67,000 Building $340,700	$1,329,312 (+28.89%)
2024	$24,854.00
2023		$363,250 (-) Land $67,000 Building $296,250	$1,031,374 (+11.73%) Land $190,233 Building $841,141
2022		$363,250 Land $67,000 Building $296,250	$923,126 Land $170,267 Building $752,859

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 2 of 6 on primary residences
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cold Spring Historic District listed 1982 · 219 contributing resources · NRIS 82001235

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.