204 Main St, Charter Oak, IA 51439 Property Records

Crawford County property record for 204 Main St, Charter Oak, IA 51439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,234 sqft · built 1888
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Oct 2019)
Tax Bill	$800 (2025)
Deeds & Mortgages	Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0623360024`

Property Details

APN / Parcel Number

Primary APN	`0623360024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	36 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
Basement Area	408 sqft
Unfinished Basement	928 sqft
Interior Walls	Log

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	121 sqft
Deck Area	189 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	204 MAIN ST
City	CHARTER OAK
State	IA
Zip	51439-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARTER OAK BLK 14 LOTS 1 & 2
Legal Block	14
Legal Lot Number	1,2
Jurisdiction	CRAWFORD IA
Township / Civil Division	CHARTER OAK
Census Block Group	1
Census Block	1073
Census Tract	70300

Owner

Source: Crawford County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 MAIN ST, CHARTER OAK, IA 51439-7702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	20191930
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD IA
Recording Date	Oct 21, 2019
Property Address	204 MAIN ST, CHARTER OAK, IA 51439-7702
Document Number	20191930
Instrument Date	Oct 18, 2019
Instrument	2019-1930
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MAIN ST, CHARTER OAK, IA 51439-7702

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Crawford County
Municipality	Charter Oak City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00 (-3.61%)	$45,010 (+4.26%) Land $3,250 Building $41,760	$45,010 (+4.26%) Land $3,250 Building $41,760
2024	$830.00 (+57.79%)
2023		$43,170 (+64.58%) Land $3,250 Building $39,920	$43,170 (+64.58%) Land $3,250 Building $39,920
2022	$526.00	$26,230 Land $2,500 Building $23,730
2021			$26,230 Land $2,500 Building $23,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARTER OAK WATER SUPPLY serves 522 people · EPA ID IA2417018
Water Source	Purchased groundwater from W CENTRAL RWA - DENISON SUBSYS
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: T-Mobile, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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