204 Luzon St, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 204 Luzon St, Tool, TX 75143 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2024
Square Footage1,764 sqft Living Area
Lot Size9,653 sqft (0.222 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$286,650 (2024)
Tax Bill$6,081.00 (2024)

Property Details

APN / Parcel Number

Primary APN3745-0000-G230-63
Alternative APNs
  • R000066725
  • 274174

Interior

Building Area1,764 sqft Living Area
Gross Area2,199 sqft Gross Area
1st Floor1,764 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Lot Area9,653 sqft (0.222 acres)
Depth X Width1 ft x 1 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
PorchCovered Porch

Location & Zoning

Account Number274174
Street Address204 LUZON ST
CityTOOL
StateTX
Zip75143-1343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 1623 AB 660 N G RUSSELL SUR, PARADISE BAY LT 1623
Legal SubdivisionPARADISE BAY
Legal Lot Number1623
JurisdictionHENDERSON TX
Minor Civil DivisionCEDAR CREEK LAKE
Census Blockgroup2
Census Block2038
Census Tract950801

Owner

Source: Henderson County records · APN 3745-0000-G230-63

Assessment roll updated September 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address204 LUZON ST, TOOL, TX 75143-1343
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
SUMMIT TITLE AGENCY INC, SUMMIT TITLE AGENCY
Feb 22, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
FARHAD FASIHNIA
Feb 20, 2024Vendor's Lien, Subdivision Related Transfer · Veterans Administration Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2024 · Amount on Record
Deed SaleFeb 20, 2024 · Amount on Record
Prior SaleDec 07, 2022
Deed Doc Number20242068
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Recording DateApr 21, 2026
Property Address204 LUZON ST, TOOL, TX 75143-1343
Document Number0000005679
Instrument DateApr 14, 2026
Instrument20265679
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySUMMIT TITLE AGENCY INC, SUMMIT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LUZON ST, TOOL, TX 75143-1343

Mortgage

Document Number0000005679,
DateApr 21, 2026
Instrument20265679
Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address204 LUZON ST, KEMP, TX 75143
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300002359
DateFeb 22, 2023
Instrument2023-00002359
Lender
NameFARHAD FASIHNIA
TypePrivate Party
Address509E E 1ST ST, PROSPER, TX 75078
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term6 Months
DueAug 17, 2023

February 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateFeb 20, 2024
Property Address204 LUZON ST, KEMP, TX 75143
Document Number202400002068
Map ReferenceCAB B SL 80
Instrument DateFeb 16, 2024
Instrument2024-00002068
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 29, 2024
Title CompanySECURED TITLE/TX LLC, SECURED TTL OF TX LLC VASQUE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LUZON ST, KEMP, TX 75143

Mortgage

Document Number202400002069
DateFeb 20, 2024
Instrument2024-00002069
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated September 17, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMalakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$299,453 (+1,771.58%) Land $16,000 Building $283,453$299,453 (+1,771.58%) Land $16,000 Building $283,453
2024$6,081.00 (+2,004.15%)
2023$289.00 (+194.9%)$16,000 Land $16,000$16,000 Land $16,000
2022$98.00

Flood & Wildfire

204 Luzon St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Henderson County (48213C), updated April 5, 2010

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 12th in Texas
Wildfire LikelihoodLow — about 1 in 2,174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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