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204 Lori Ct, Umatilla, FL 32784 Property Records

Lake County property record for 204 Lori Ct, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,800 sqft · built 2002
Lot Size0.294 acres (12,800 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Sep 2025)
Tax Bill$2,187 (2024)
Deeds & MortgagesApr 2025 Line of Credit
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-18-26-0150-000-02900

Property Details

APN / Parcel Number

Primary APN13-18-26-0150-000-02900
Alternative APNs
  • 261813015000002900
  • 3544579

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,800 sqft (0.294 acres)
Lot Dimensions128 ft deep x 50 ft wide

Exterior Amenities

PorchUnfinished Open Porch
Porch Area48 sqft
Deck AreaDeck Area
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3544579
Street Address204 LORI CT
CityUMATILLA
StateFL
Zip32784-7605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR18
Legal DescriptionUMATILLA BRYN MAWR ON THE LAKE SUB LOTS 29 30 PB 29 PGS 3-5 ORB 2126 PG 2206 ORB 6602 PG 351
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionUMATILLA BRYN MAWR ON THE LAKE SUB
Legal Tract0150
Legal Lot Number29
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1064
Census Tract30109

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address204 LORI CT, UMATILLA, FL 32784-7605
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Sep 23, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jul 1, 2018Loan Modification, Mortgage · Conventional Mortgage
FIRST NAT'L BK/MT DORA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2025 · Amount on Record
Deed SaleSep 23, 2025 · Amount on Record
Prior SaleJun 11, 2002 · Amount on Record
Deed Document Number2025117845
Deed Book / Page6602 / 351
Prior Transfer DateSep 22, 2010
Prior Transfer Doc0039661192
Record UpdatedJun 8, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address204 LORI CT, UMATILLA, FL 32784-7605
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LORI CT, UMATILLA, FL 32784-7605

Mortgage

Document Number0065061353
DateApr 9, 2025
Book Page6506/1353
Instrument2025042933
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueMay 1, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 23, 2025
Property Address204 LORI CT, UMATILLA, FL 32784-7605
Document Number0066020351
Book / Page6602 / 351
Map ReferenceMB 29 PG 3
Instrument DateSep 18, 2025
Instrument2025117845
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14100 NE 46TH ST, SILVER SPRINGS, FL 34488-3216

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LORI CT, UMATILLA, FL 32784-7605

Mortgage

Document Number0006602353
DateSep 23, 2025
Instrument6602/353
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address204 LORI CT, UMATILLA, FL 32784-7605
Document Number0054911309
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address204 LORI CT UMATILLA FL 327847605, UMATILLA, FL 32784-7605

Mortgage

Document Number0054911309
DateJun 23, 2020
Book Page005491/001309
Instrument67191
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2050

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address204 LORI CT, UMATILLA, FL 32784-7605
Document Number0051360149
Instrument DateJul 1, 2018
Transaction TypeMortgage
Record UpdatedJul 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address204 LORI CT UMATILLA FL 327847605, UMATILLA, FL 32784-7605

Mortgage

Document Number0051360149
DateJul 9, 2018
Book Page005136/000149
Instrument78584
Lender
NameFIRST NAT'L BK/MT DORA
TypeBank
AddressMOUNT DORA, FL 32756-0095
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJul 8, 2020

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,970 (+2.9%)$319,739 (-0.15%) Land $64,000 Building $255,739
2025$145,750 (+2.89%) Land $64,000 Building $81,750$320,234 (-0.19%) Land $64,000 Building $256,234
2024$2,187.00 (+4.54%) Homeowner's exemption$141,650 (+3%) Land $64,000 Building $77,650$320,850 (-3.6%) Land $64,000 Building $256,850
2023$2,092.00 (+5.6%) Homeowner's exemption$137,530 (+3%)$332,848 (+25.45%) Land $83,300 Building $249,548
2022$1,981.00 Homeowner's exemption$133,530$265,318 Land $49,700 Building $215,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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