Madison County property record for 204 Locust St, Fredericktown, MO 63645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,150 sqft · built 1963 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $761 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2.2-09-000-000-037.000 |
| Primary APN | 07-2.2-09-000-000-037.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 22,651 sqft (0.519 acres) |
| Lot Dimensions | 125 ft deep x 200 ft wide |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 204 LOCUST ST |
|---|---|
| City | FREDERICKTOWN |
| State | MO |
| Zip | 63645-7419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 2&3 BLOCK 5 GRAHAM SUBD. |
| Legal Subdivision | GRAHAM SUB |
| Legal Block | 5 |
| Legal Lot Number | 2-3 |
| Jurisdiction | MADISON MO |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 960201 |
Source: Madison County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 204 LOCUST ST, FREDERICKTOWN, MO 63645-7419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Oct 4, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jun 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2017 |
| Transfer Doc | 00488/0847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 204 LOCUST ST, FREDERICKTOWN, MO 63645-7419 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000544/936 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 544/936 |
| Instrument | 2022001321 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 204 LOCUST ST, FREDERICKTOWN, MO 63645-7419 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00489/0839 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 489/0839 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREDERICKTOWN, MO 63645 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 204 LOCUST ST, FREDERICKTOWN, MO 63645-7419 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000557/962 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 557/962 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 204 LOCUST ST, FREDERICKTOWN, MO 63645-7419 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000576/639 |
|---|---|
| Date | Jun 23, 2025 |
| Book Page | 576/639 |
| Instrument | 2025000889 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 2, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | Sep 29, 2017 |
| Property Address | 204 LOCUST ST, FREDERICKTOWN, MO 63645-7419 |
| Document Number | 00488/0847 |
| Book / Page | 488 / 0847 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8146 HIGHWAY 32, SAINTE GENEVIEVE, MO 63670-8375 |
| Name | Verified Name |
|---|---|
| Address | 204 LOCUST ST, FREDERICKTOWN, MO 63645-7419 |
Source: Madison County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Madison County |
| Municipality | Junction City Village |
| Unified School District | Fredericktown R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $761.00 (-0.13%) | $13,470 (-) | $70,900 (-) Land $8,350 Building $62,550 |
| 2023 | $762.00 | $13,470 | $70,900 Land $8,350 Building $62,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2022) |
| Most Recent Claim | Aug 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
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