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204 Locker St, Berea, KY 40403 Property Records

Madison County property record for 204 Locker St, Berea, KY 40403 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,171 sqft · built 1989
OwnerIndividual Name on File
Last Sale$100,000 (Jul 2018)
Tax Bill$1,046 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB008-0016-0007-C

Property Details

APN / Parcel Number

Primary APNB008-0016-0007-C
Alternative APNs
  • 117490
  • 80563
  • 46892

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,171 sqft Living Area

Exterior

Year BuiltBuilt 1989
Exterior MaterialBrick Veneer
Garage TypeMixed
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number46892
Street Address204 LOCKER ST
CityBEREA
StateKY
Zip40403-1100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSELAWN LOT 3-B-1
Legal SubdivisionLOCKER ST
Legal Lot Number3-B-1
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3005
Census Tract11202

Owner

Source: Madison County records · APN B008-0016-0007-C

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 LOCKER ST, BEREA, KY 40403-1100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
FAHE INC
Jul 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
FAHE INC
Jul 03, 2018Warranty Deed, Transfer
KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2018 · Amount on Record
Deed SaleJul 03, 2018 · Amount on Record
Prior SaleSep 01, 2009 · Amount on Record
Deed Document Number2013978150
Deed Book / PageD00761 / 390
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address204 LOCKER ST, BEREA, KY 40403-1100
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyKY MTN LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01812/118
DateJul 03, 2018
Book PageM01812/118
Instrument2013978153
Lender
NameFAHE INC
TypeNon-Lending Institution
AddressBEREA, KY 40403
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address204 LOCKER ST, BEREA, KY 40403-1100
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01812/101
DateJul 03, 2018
Book PageM01812/101
Instrument2013978151
Lender
NameFAHE INC
TypeNon-Lending Institution
AddressBEREA, KY 40403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJul 03, 2018
Property Address204 LOCKER ST, BEREA, KY 40403-1100
Document NumberD00761/390
Book / PageD00761 / 390
Map ReferenceCAB7 SL195
Instrument DateJun 18, 2018
Instrument2013978150
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyKENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

AmountAmount Recorded
Tax$100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 40403, 204, BEREA, KY 40403

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 KICJER ST, BEREA, KY 40403

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,046.00 (-2.79%) Additional exemption filed$111,000 (-)$111,000 (-)
2023$1,076.00$111,000$111,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 67% of Kentucky
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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