Cherokee County property record for 204 Lipscomb St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 2,616 sqft · built 1958 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Aug 2023) |
| Tax Bill | $2,224 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010170-23-3 |
| Primary APN | 010170-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,616 sqft Living Area |
| Basement Area | 2,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 40,075 sqft (0.919 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 1000200003000 60239789 |
|---|---|
| Street Address | 204 LIPSCOMB ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | LIPSCOMB ST LT 3 .924 GRACE ST DB 163 2537 PB C110-4,4H 23 |
| Legal Subdivision | LIPSCOMB ST 924 GRACE ST |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 970601 |
204 Lipscomb St is owned and occupied by an individual who bought it in August 2023.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 LIPSCOMB ST, GAFFNEY, SC 29340-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FED'L S&L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on File |
| Deed Sale | Aug 25, 2023 · Amount on File |
| Deed Document Number | 0001632537 |
| Deed Book / Page | 163 / 2537 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 25, 2023 |
| Property Address | 204 LIPSCOMB ST, GAFFNEY, SC 29340-3816 |
| Document Number | 0001632537 |
| Book / Page | 163 / 2537 |
| Map Reference | MB 4H PG 23 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 202300004855 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 LIPSCOMB ST, GAFFNEY, SC 29340-3816 |
| Document Number | 202300004856 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 202300004856 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 204 LIPSCOMB ST, GAFFNEY, SC 29340-3816 |
| Document Number | 0001192952 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 204 LIPSCOMB ST GAFFNEY SC 293403816, GAFFNEY, SC 29340-3816 |
| Document Number | 0001192952 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 000119/002952 |
| Instrument | 799 |
| Name | FIRST PIEDMONT FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | GAFFNEY, SC 29340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 9, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 204 Lipscomb St was $2,224.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,224.00 | $14,100 Land $2,320 Building $11,780 | $352,500 Land $58,000 Building $294,500 |
| 2023 | $1,703.00 (+4.8%) Homeowner's exemption | $12,280 (-) Land $800 Building $11,480 | $307,100 (-) Land $20,000 Building $287,100 |
| 2022 | $1,625.00 | $12,280 Land $800 Building $11,480 | $307,100 Land $20,000 Building $287,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 204 Lipscomb St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 Lipscomb St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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