204 Leary Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 204 Leary Rd, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,904 sqft · built 2012
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,500 (Jul 2023)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale & Mortgage + 1 more
APN	`407489 90.001-1-14.1`

Property Details

APN / Parcel Number

Primary APN	`407489 90.001-1-14.1`
Alternative APN	`748909000100010140010000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	74,052 sqft (1.7 acres)
Lot Width	230 ft Width
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Patio Area	508 sqft
Gazebo	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407489 90.001-1-14.1
Street Address	204 LEARY RD
City	POTSDAM
State	NY
Zip	13676-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	14.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	1
Census Block	1049
Census Tract	490800

Owner

Source: St. Lawrence County and Potsdam Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 LEARY RD, POTSDAM, NY 13676-3147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage GOUVERNEUR SLA
Jul 18, 2023	Deed, Transfer · Conventional Mortgage GOUVERNEUR SLA
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit NORTH CNTRY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	20238653
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	204 LEARY RD, POTSDAM, NY 13676-3147
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 AVERILL AVE, AVERILL PARK, NY 12018-2568

Mortgage

Document Number	0000008654
Date	Jul 18, 2023
Instrument	R-2023-00008654

Lender

Name	GOUVERNEUR SLA
Type	Bank
Address	GOUVERNEUR, NY 13642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jul 18, 2023
Property Address	204 LEARY RD, POTSDAM, NY 13676-3147
Document Number	0000008653
Instrument Date	Jul 5, 2023
Instrument	R-2023-00008653
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 LEARY RD, POTSDAM, NY 13676-3147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 AVERILL AVE APT 7, 7, AVERILL PARK, NY 12018-2569

Mortgage

Document Number	0000008654
Date	Jul 18, 2023
Instrument	R-2023-00008654

Lender

Name	GOUVERNEUR SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	204 LEARY RD, POTSDAM, NY 13676-3147
Document Number	0000009057
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 LEARY RD POTSDAM NY 136763147, POTSDAM, NY 13676-3147

Mortgage

Document Number	0000009057
Date	Jul 20, 2018
Instrument	9057

Lender

Name	NORTH CNTRY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,703.00 (+1.24%)	$388,000 (+118.84%) Land $30,700 Building $357,300	$388,000 (+51%) Land $30,700 Building $357,300
2024	$7,609.00	$177,300 (-) Land $16,700 Building $160,600	$256,957 (+7.25%) Land $24,203 Building $232,754
2023		$177,300 Land $16,700 Building $160,600	$239,595 Land $22,568 Building $217,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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