Union County property record for 204 Laurel Oak Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,905 sqft · built 1988 |
| Lot Size | 0.901 acres (39,248 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,986 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-348-242 |
| Primary APN | 09-348-242 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| Gross Area | 2,430 sqft |
| 1st Floor Area | 1,905 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 39,248 sqft (0.901 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 204 LAUREL OAK LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 UNION |
| Legal Description | #27 SEVEN OAKS OPCB263A |
| Legal Subdivision | SEVEN OAKS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20403 |
204 Laurel Oak Ln, a rural home, is owner-occupied and held in a trust since December 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 204 LAUREL OAK LN, MONROE, NC 28110-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2022 | Intrafamily Transfer, Transfer |
| Dec 9, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 7, 2022 |
| Transfer Doc | 0008622205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 9, 2022 |
| Property Address | 204 LAUREL OAK LN, MONROE, NC 28110-9619 |
| Document Number | 0008622217 |
| Book / Page | 8622 / 217 |
| Map Reference | CAB B FILE 263-A |
| Instrument Date | Dec 7, 2022 |
| Instrument | 40371 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 LAUREL OAK LN, MONROE, NC 28110-9619 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 209 LAUREL OAK LN, MONROE, NC 28110-9619 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 9, 2022 |
| Property Address | 204 LAUREL OAK LN, MONROE, NC 28110-9619 |
| Document Number | 0008622205 |
| Book / Page | 8622 / 205 |
| Map Reference | CAB B FILE 263-A |
| Instrument Date | Dec 7, 2022 |
| Instrument | 40365 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 LAUREL OAK LN, MONROE, NC 28110-9619 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 209 LAUREL OAK LN, MONROE, NC 28110-9619 |
The 2025 property tax bill for 204 Laurel Oak Ln was $1,986.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,500 (-) Land $77,000 Building $333,500 | $410,500 (-) Land $77,000 Building $333,500 | |
| 2025 | $1,986.00 | $410,500 Land $77,000 Building $333,500 | $410,500 Land $77,000 Building $333,500 |
| 2023 | $1,471.00 | $229,900 Land $46,800 Building $183,100 | $229,900 Land $46,800 Building $183,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Laurel Oak Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Laurel Oak Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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