Beltrami County property record for 204 Lake Ave SE, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1977 |
| Lot Size | 1.01 acres (44,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2023) |
| Tax Bill | $2,320 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| APN | 80.06453.00 |
| Primary APN | 80.06453.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 960 sqft Living Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 44,318 sqft (1.01 acres) |
| Garage Area | 576 sqft |
| Deck Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 204 LAKE AVE SE |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-146 RANGE- 33 GARDEN HOME LOT- 4 BLOCK- 1 |
| Legal Range | 33 |
| Legal Township | 146 |
| Legal Section | 14 |
| Legal Subdivision | GARDEN HOME |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 450705 |
204 Lake Ave SE is owned and occupied by an individual who bought it in September 2023.
Source: Beltrami County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 LAKE AVE SE, BEMIDJI, MN 56601-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BANK |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK USA |
| Mar 19, 2020 | Deed, Transfer · Conventional Mortgage SECURITY BANK USA |
| Mar 19, 2020 | Quit Claim Deed, Transfer SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Prior Sale | Mar 19, 2020 · Amount on File |
| Deed Document Number | 20231586350 |
| Prior Transfer Date | Mar 18, 2020 |
| Prior Transfer Doc | 0000587347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Oct 4, 2023 |
| Property Address | 204 LAKE AVE SE, BEMIDJI, MN 56601-3735 |
| Document Number | A000618234 |
| Instrument Date | Sep 29, 2023 |
| Instrument | A000618234 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | NOT AVAILABLE, SATHRE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 LAKE AVE SE, BEMIDJI, MN 56601-3735 |
| Document Number | A000618235 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | A000618235 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 204 LAKE AVE SE, BEMIDJI, MN 56601-3735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000606139 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | A000606139 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Mar 19, 2020 |
| Property Address | 204 LAKE AVE SE, BEMIDJI, MN 56601-3735 |
| Document Number | A000587346 |
| Instrument Date | Mar 18, 2020 |
| Instrument | A000587346 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $461.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 LAKE AVE SE, BEMIDJI, MN 56601-3735 |
| Document Number | A000587348 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | A000587348 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Mar 19, 2020 |
| Property Address | 204 LAKE AVE SE, BEMIDJI, MN 56601-3735 |
| Document Number | A000587347 |
| Instrument Date | Mar 18, 2020 |
| Instrument | A000587347 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 LAKE AVE SE, BEMIDJI, MN 56601-3735 |
The 2026 property tax bill for 204 Lake Ave SE was $2,320, down 34.2% from the year before.
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,320.00 (-34.22%) | $210,500 (-) Land $33,600 Building $176,900 | $210,500 (-) Land $33,600 Building $176,900 |
| 2025 | $3,527.00 Homeowner's exemption | $210,500 Land $33,600 Building $176,900 | $210,500 Land $33,600 Building $176,900 |
| 2023 | $187,800 Land $27,100 Building $160,700 | $187,800 Land $27,100 Building $160,700 | |
| 2021 | $2,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 204 Lake Ave SE.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 Lake Ave SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bemidji serves 15,147 people · EPA ID MN1040002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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