Polk County property record for 204 Kipling Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,837 sqft · built 1970 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Feb 2025) |
| Tax Bill | $3,239 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-001407 |
| Primary APN | 26-28-36-663000-001407 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 1,847 sqft |
| 1st Floor Area | 1,102 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Pool House | Pool House |
| Porch | Florida Room |
| Porch Area | 345 sqft |
| Cooling System | Central |
|---|
| Street Address | 204 KIPLING LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 14 E 120 FT OF W 1585 FT OF N 80 FT OF S 195 FT OF SW1/4 BEING LOT 217 OF UNREC GARDEN GROVES |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 KIPLING LN, WINTER HAVEN, FL 33884-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 2, 2019 | Warranty Deed, Transfer · FHA Mortgage RP FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Prior Sale | Apr 2, 2019 · Amount on Record |
| Deed Document Number | 202540254 |
| Deed Book / Page | 13441 / 952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 204 KIPLING LN, WINTER HAVEN, FL 33884-2315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 204 KIPLING LN, WINTER HAVEN, FL 33884-2315 |
| Document Number | 0000196192 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 11823/585 |
| Instrument | 2021196192 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 2, 2019 |
| Property Address | 204 KIPLING LN, WINTER HAVEN, FL 33884-2315 |
| Document Number | 0107970723 |
| Book / Page | 010797 / 000723 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 66268 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | UNITED TITLE, UNITED TITLE GRP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 204 KIPLING LN WINTER HAVEN FL 338842315, WINTER HAVEN, FL 33884-2315 |
| Document Number | 107970725 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 010797/000725 |
| Instrument | 66269 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE MARY, FL 32746 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,889 (+0.61%) Land $33,600 Building $212,289 | $245,889 (+0.61%) Land $33,600 Building $212,289 | |
| 2025 | $3,239.00 (+4.79%) | $244,409 (+14.56%) Land $33,600 Building $210,809 | $244,409 (+14.56%) Land $33,600 Building $210,809 |
| 2023 | $3,091.00 (+10.59%) | $213,340 (+17.02%) Land $32,640 Building $180,700 | $213,340 (+17.02%) Land $32,640 Building $180,700 |
| 2022 | $2,795.00 | $182,305 Land $26,880 Building $155,425 | $182,305 Land $26,880 Building $155,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures