Burke County property record for 204 Kela Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,094 sqft · built 1973 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $41,000 (Oct 2019) |
| Tax Bill | $791 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1795402058 |
| Primary APN | 1795402058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Flooring | Carpet |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 204 KELA DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 204 KELA DR MORGANTON, NC 28655 |
| Legal Subdivision | RICKY LEE KINCAID AND WIFE |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Bellevue listed 1973 · 1 contributing resources · NRIS 73001296 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
204 Kela Dr is owned and occupied by an individual who bought it in October 2019.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 KELA DR, MORGANTON, NC 28655-9077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 17, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on File |
| Deed Sale | Oct 18, 2019 · Amount on File |
| Deed Document Number | 20192017033383 |
| Deed Book / Page | 2430 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 204 KELA DR, MORGANTON, NC 28655-9077 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025900714 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2590/714 |
| Instrument | 2021014887 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Index | LIBOR |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 204 KELA DR, MORGANTON, NC 28655-9077 |
| Document Number | 0021470623 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 204 KELA DR MORGANTON NC 286559077, MORGANTON, NC 28655-9077 |
| Document Number | 0021470623 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 002147/000623 |
| Instrument | 41559 |
| Name | STATE EMPS CU |
|---|---|
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 204 KELA DR, MORGANTON, NC 28655-9077 |
| Document Number | 0024410890 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2897 RECTOR ST VALDESE NC 286909555, VALDESE, NC 28690-9555 |
| Document Number | 0024410890 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 002441/000890 |
| Instrument | 35725 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 30, 2039 |
The 2026 property tax bill for 204 Kela Dr was $791, up 0.6% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $791.00 (+0.64%) | $124,166 (-) Land $19,584 Building $104,582 | $124,166 (-) Land $19,584 Building $104,582 |
| 2025 | $786.00 | $124,166 Land $19,584 Building $104,582 | $124,166 Land $19,584 Building $104,582 |
| 2023 | $783.00 | $124,166 Land $19,584 Building $104,582 | $124,166 Land $19,584 Building $104,582 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Kela Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Kela Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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