204 Jessie Ct, Berea, KY 40403 Property Records

Madison County property record for 204 Jessie Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,447 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2019)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0074-0001-0031-H`

Property Details

APN / Parcel Number

Primary APN	`0074-0001-0031-H`
Alternative APNs	`131950` `94792` `61773`

Interior

Stories	1 Story
Building Area	1,447 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	61773
Street Address	204 JESSIE CT
City	BEREA
State	KY
Zip	40403-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL MEADOWS LOT 8
Legal Subdivision	CRYSTAL MEADOWS
Legal Lot Number	8
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1006
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	204 JESSIE CT, BEREA, KY 40403-9355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 5, 2019	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2013993555
Deed Book / Page	D00774 / 348
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	204 JESSIE CT, BEREA, KY 40403-9355
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 JESSIE CT, BEREA, KY 40403-9355
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2278/324
Date	Jan 16, 2024
Book Page	M2278/324
Instrument	2014186281

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	204 JESSIE CT, BEREA, KY 40403-9355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01939/152
Date	May 14, 2020
Book Page	M01939/152
Instrument	2014011967

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 5, 2019
Property Address	204 JESSIE CT, BEREA, KY 40403-9355
Document Number	D00774/348
Book / Page	D00774 / 348
Map Reference	CAB 17 SL 144
Instrument Date	May 31, 2019
Instrument	2013993555
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1756 BIG HILL RD, 1756, BEREA, KY 40403-9017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 JESSIE CT, BEREA, KY 40403-9355
Investor	Possibly a Property Investor

Mortgage

Document Number	2013993556
Date	Jun 5, 2019
Instrument	2013993556

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+10.38%) Additional exemption filed	$176,000 (+13.55%)	$176,000 (+13.55%)
2023	$1,503.00	$155,000	$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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