204 James St, Bethalto, IL 62010 Property Records

Madison County property record for 204 James St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,544 sqft · built 1957
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Mortgage + 2 more
APN	`15-2-09-06-13-303-040`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-06-13-303-040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	204 JAMES ST
City	BETHALTO
State	IL
Zip	62010-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELSEYS JAMES E FIRST ADD LOT 68 50X125
Legal Subdivision	KELSEYS JAMES E FIRST ADDN
Legal Lot Number	68
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	2
Census Block	2028
Census Tract	401721

Owner

204 James St is owned and occupied by an individual who acquired it in October 2004.

Source: Madison County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	204 JAMES ST, BETHALTO, IL 62010-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 10, 2023	Deed of Trust, Mortgage HUD
Mar 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 2, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 8, 2004
Transfer Doc	0000064474
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jun 2, 2026
Property Address	204 JAMES ST, BETHALTO, IL 62010-1318
Document Number	0000015760
Instrument Date	May 26, 2026
Instrument	202615760
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 JAMES ST, BETHALTO, IL 62010-1318
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015760,
Date	Jun 2, 2026
Instrument	202615760

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	204 JAMES ST, BETHALTO, IL 62010-1318
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017862
Date	Jul 10, 2023
Instrument	2023R17862

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	204 JAMES ST, BETHALTO, IL 62010-1318
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007917
Date	Mar 7, 2022
Instrument	2022R07917

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	204 JAMES ST, BETHALTO, IL 62010-1318
Document Number	0000021286
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 JAMES ST BETHALTO IL 620101318, BETHALTO, IL 62010-1318

Mortgage

Document Number	0000021286
Date	Jul 12, 2018
Instrument	21286

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 204 James St was $1,562 with exemptions applied, down 1.5% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (-1.51%)	$43,360 Land $3,880 Building $39,480	$130,080 Land $11,640 Building $118,440
2024	$1,586.00
2022	$1,711.00	$34,770 Land $3,110 Building $31,660	$104,414 Land $9,339 Building $95,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 204 James St; there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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