204 Hurst Rd, Emerald Isle, NC 28594 Property Records

Carteret County property record for 204 Hurst Rd, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1984
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2018)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6304.18.31.7722000`

Property Details

APN / Parcel Number

Primary APN	`6304.18.31.7722000`
Alternative APNs	`531388` `30337`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Heated Area
Gross Area	1,297 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	119 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	6 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	30337
Street Address	204 HURST RD
City	EMERALD ISLE
State	NC
Zip	28594-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L7 S1 BELL COVE HEIGHTS
Legal Subdivision	BELL COVE HEIGHTS
Legal Block	31
Legal Lot Number	7
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1110
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 HURST RD, EMERALD ISLE, NC 28594-3544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Mar 15, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2018 · Amount on Record
Deed Sale	Mar 15, 2018 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	20181602336
Deed Book / Page	1602 / 336
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	204 HURST RD, EMERALD ISLE, NC 28594-3544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015880067
Date	Sep 22, 2017
Book Page	1588/067
Instrument	1588067

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	204 HURST RD, EMERALD ISLE, NC 28594-3544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017040087
Date	Jan 14, 2021
Book Page	1704/87
Instrument	1704087

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	204 HURST RD, EMERALD ISLE, NC 28594-3544
Document Number	0016630221
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 HURST RD EMERALD ISLE NC 285943544, EMERALD ISLE, NC 28594-3544

Mortgage

Document Number	0016630221
Date	Feb 17, 2020
Book Page	001663/000221

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 16, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 15, 2018
Property Address	204 HURST RD, EMERALD ISLE, NC 28594-3544
Document Number	0016020336
Book / Page	1602 / 336
Map Reference	MB5 PG79
Instrument Date	Mar 5, 2018
Instrument	1602336
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 DRAYTON HALL, 109, JACKSONVILLE, NC 28540-4524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 HURST RD, EMERALD ISLE, NC 28594-3544

Mortgage

Document Number	1602337
Date	Mar 15, 2018
Instrument	1602337

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 29, 2017
Property Address	204 HURST RD, EMERALD ISLE, NC 28594-3544
Document Number	0015710187
Book / Page	001571 / 000187
Instrument Date	Mar 25, 2017
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$466.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 DRAYTON HALL JACKSONVILLE NC 285404524, JACKSONVILLE, NC 28540-4524

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,460 (-) Land $236,501 Building $366,959	$603,460 (-) Land $236,501 Building $366,959
2025	$2,424.00 (+42.25%)	$603,460 (+105.48%) Land $236,501 Building $366,959	$603,460 (+105.48%) Land $236,501 Building $366,959
2023		$293,688 Land $164,268 Building $129,420	$293,688 Land $164,268 Building $129,420
2022	$1,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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