Jones County property record for 204 Hoy Rd, Laurel, MS 39443
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,568 sqft · built 1982 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $465 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146E-17-00-015.00 |
| Primary APN | 146E-17-00-015.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,568 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| 2nd Floor Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 019737 |
|---|---|
| Street Address | 204 HOY RD |
| City | LAUREL |
| State | MS |
| Zip | 39443-7489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-9-11 A PARCEL OF LAND IN NW OF SW CONT 0.34 AC M/L ALSO .12 AC M/L IN NW OF SW |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 17 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950402 |
Source: Jones County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 310, SANDERSVILLE, MS 39477-0310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2017 | Deed of Trust, Mortgage COMMUNITY BANK |
| Mar 25, 2020 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 1987 |
| Deed Sale | May 11, 1987 |
| Deed Document Number | 0000075171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 204 HOY RD, LAUREL, MS 39443-7489 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00217/5217 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 217/5217 |
| Instrument | 21705217 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MS 39440 |
| Amount | Amount Recorded |
|---|---|
| Term | 48 Months |
| Due | Aug 10, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 204 HOY RD, LAUREL, MS 39443-7489 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00220/1646 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 220/1646 |
| Instrument | 22001646 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 12, 2025 |
Source: Jones County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $465.00 (-4.71%) Homeowner's exemption Senior Citizen's exemption | $11,452 (+0.78%) | $114,520 (+0.78%) Land $7,090 Building $107,430 |
| 2024 | $488.00 (-1.41%) | ||
| 2023 | $495.00 (-0.8%) Homeowner's exemption Senior Citizen's exemption | $11,363 | $113,630 Land $7,090 Building $106,540 |
| 2022 | $499.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 15 (1979–2021) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 42% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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