204 Heady Ave, Richlawn (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 204 Heady Ave, Richlawn, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,449 sqft · built 1945
Lot Size	0.236 acres (10,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2024)
Tax Bill	$6,024 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21032500490000`

Property Details

APN / Parcel Number

Primary APN	`21032500490000`
Alternative APNs	`032500490000` `00052414`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,449 sqft Finished Area
Basement Area	963 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,263 sqft (0.236 acres)
Lot Dimensions	127 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00052414
Street Address	204 HEADY AVE
City	LOUISVILLE
State	KY
Zip	40207-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 23 & PT LOT 22 BLK C RICHLAWN SUB, SEC 2, PB.8 PG.77; 0.2356 AC+/-, 85 X 127 PARCEL MERGER PROJECT : 032501000000,
Legal Subdivision	RICHLAWN
Legal Block	C
Legal Lot Number	22,23
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	3
Census Block	3014
Census Tract	9900

Owner

Source: Louisville/Jefferson County Metro Government records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 HEADY AVE, LOUISVILLE, KY 40207-3918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
May 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	2024112886
Deed Book / Page	12869 / 581
Prior Transfer Date	Feb 10, 2023
Prior Transfer Doc	0000027462
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	204 HEADY AVE, RICHLAWN, KY 40207-3918
Document Number	0168170115
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	204 HEADY AVE LOUISVILLE KY 402073918, LOUISVILLE, KY 40207-3918

Mortgage

Document Number	0168170115
Date	Sep 18, 2020
Book Page	016817/000115
Instrument	198350

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 13, 2020
Property Address	204 HEADY AVE, RICHLAWN, KY 40207-3918
Document Number	0116850193
Book / Page	011685 / 000193
Instrument Date	Aug 9, 2019
Instrument	93230
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	204 HEADY AVE LOUISVILLE KY 402073918, LOUISVILLE, KY 40207-3918

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 4, 2019
Property Address	204 HEADY AVE, RICHLAWN, KY 40207-3918
Document Number	0114210523
Book / Page	011421 / 000523
Instrument Date	May 30, 2019
Instrument	123597
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$442.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	204 HEADY AVE LOUISVILLE KY 402073918, LOUISVILLE, KY 40207-3918

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Richlawn City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,024.00 (+14.13%)	$535,000 (+16.35%) Land $78,000 Building $457,000
2024			$535,000 (+16.35%) Land $78,000 Building $457,000
2023	$5,278.00 (-0.34%)	$459,800 (-) Land $67,600 Building $392,200	$459,800 (-) Land $67,600 Building $392,200
2022	$5,296.00	$459,800 Land $67,600 Building $392,200	$459,800 Land $67,600 Building $392,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: BluegrassNet.

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