204 Hampton St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 204 Hampton St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,806 sqft · built 1898
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Sep 2000)
Tax Bill	$20,874 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-00168-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00168-0000-00005`
Alternative APNs	`030016800005` `1150009`

Interior

Stories	2 Stories
Building Area	2,806 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	1150009
Street Address	204 HAMPTON ST
City	CRANFORD
State	NJ
Zip	07016-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	168
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4000
Census Tract	37100

Owner

Source: Union County and Cranford Township records · APN 03-00168-0000-00005

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 HAMPTON ST, CRANFORD, NJ 07016-1845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2000 · Amount on Record
Deed Sale	Sep 20, 2000 · Amount on Record
Deed Document Number	200085749
Deed Book / Page	5025 / 324
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	204 HAMPTON ST, CRANFORD, NJ 07016-1845
Transaction Type	Mortgage
Record Updated	Sep 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154002830
Date	Aug 21, 2023
Book Page	15400/2830
Instrument	55349

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 08, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,000 (-) Land $161,400 Building $126,600	$288,000 (-) Land $161,400 Building $126,600
2025	$20,874.00 (+6.92%)	$288,000 (-) Land $161,400 Building $126,600	$288,000 (-) Land $161,400 Building $126,600
2024	$19,523.00 (+2.53%)
2023		$288,000 Land $161,400 Building $126,600	$288,000 Land $161,400 Building $126,600
2022	$19,042.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	152 (1979–2021)
Claims Outside the SFHA	38 of 152
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 31 claims Hurricane Irene, Sep 2011 · 52 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 28 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 551 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.