204 Gillespie Dr, Hubert, NC 28539 Property Records

Onslow County property record for 204 Gillespie Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 2011
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Oct 2021)
Tax Bill	$1,325 (2026)
Deeds & Mortgages	Jan 2026 Reverse Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1305A-56`

Property Details

APN / Parcel Number

Primary APN	`1305A-56`
Alternative APNs	`478086000` `152358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	478086000
Street Address	204 GILLESPIE DR
City	HUBERT
State	NC
Zip	28539-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L83 S2 P1 ROGERS FARM
Legal Subdivision	ROGERS FARMS SEC2 PH1
Legal Lot Number	83
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1006
Census Tract	104

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 GILLESPIE DR, HUBERT, NC 28539-4140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage COMMUNITY FIRST NATIONAL BANK
Oct 16, 2023	Warranty Deed, Transfer
Oct 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Book / Page	5586 / 661
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	204 GILLESPIE DR, HUBERT, NC 28539-4140
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GILLESPIE DR, HUBERT, NC 28539-4140

Mortgage

Document Number	0065130936
Date	Jan 22, 2026
Book Page	6513/936

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	966 Months
Due	Jul 23, 2106

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 16, 2023
Property Address	204 GILLESPIE DR, HUBERT, NC 28539-4140
Document Number	0060490077
Book / Page	6049 / 77
Map Reference	MB 61 PG 165
Instrument Date	Oct 1, 2023
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 FOGGY RIVER WAY, JACKSONVILLE, NC 28540-8074

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 5, 2021
Property Address	204 GILLESPIE DR, HUBERT, NC 28539-4140
Document Number	0055860661
Book / Page	5586 / 661
Map Reference	MB61 PG63 SLM-1857
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 ADDISON WAY, 126, HORSE SHOE, NC 28742-0050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3, SCOTTS, NC 28699-0003

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,325.00	$271,311 (+34.04%) Land $50,100 Building $221,211	$271,311 (+34.04%) Land $50,100 Building $221,211
2023	$1,325.00	$202,411 Land $40,100 Building $162,311	$202,411 Land $40,100 Building $162,311

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

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